user avatar

Steven Dick

Advisor at Sapiat Asset Management, LLC

Updated today

Location

Greeneville, TN 37745

Credentials

CFP®, ChFC®, Series 63, Series 66

Industry experience

22 years

About

Steven Dick is a CFP® and ChFC® with 22 years of industry experience. He is the President of Sapiat Asset Management, LLC and Sapiat Real Estate, Inc., as well as Chairman and CEO of Sapiat Financial Group, Inc. Prior to his current roles, he worked at Raymond James Financial from 2010 to 2016. Sapiat Asset Management serves individuals, families, trusts, and employee benefit plans, providing discretionary portfolio management, securities consulting, financial planning, pension consulting, and advice on digital assets and private placements. The firm manages wrap accounts on a long-term basis using both fundamental and technical analysis and is notable for accepting digital assets as payment and using performance-based fees for certain digital asset accounts.

Client services

Based on Sapiat Asset Management, LLC

Financial planning Portfolio management Pension consulting Financial consulting

Expertise

Based on Sapiat Asset Management, LLC

Private / alternative investments Retirement income strategy

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Fee options

Fixed

Financial planning fixed fees range from $2,500 to $10,000 depending on complexity and scope

Percentage

$0 - $500,000: 2.00% $500,001 - $1,000,000: 1.75% $1,000,001 - $1,500,000: 1.50% $1,500,001 - $2,000,000: 1.25% $2,000,001 - $5,000,000: 1.00% $5,000,001 - $15,000,000: 0.75% $15,000,001 - $35,000,000: 0.50% $35,000,001 - $75,000,000: 0.25% $75,000,001 - $155,000,000: 0.15% $155,000,001+: 0.10%

Project-based

$200 to $450 per hour for financial consulting services

Performance-based

Digital Assets accounts charged 20% annual fee on profits; 25% fee on profits for accounts closed in less than 365 days

Other

Minimum fee: Minimum fee of $300.00 per year per household relationship to open and maintain an advisory account Fee-only: Financial Planning: $2,500 to $10,000 fixed fee; Financial Consulting: $200 to $450 per hour; Pension Consulting: starting at $2,500 per year, negotiated case-by-case; Securities Consulting: 0.05% annually of additional assets

Location

705 Professional Plaza Drive, Suite 2

Greeneville, TN 37745

Most active in

Tennessee · Virginia

Work history

1796 Investment Management & Consulting

2020 - Present (6 years)

Sapiat Real Estate, Inc.

2016 - Present (10 years)

Sapiat Asset Management, LLC

2015 - Present (11 years)

Sapiat Financial Group, Inc.

2010 - Present (16 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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CFP®, Series 63

Greeneville, TN

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George S

CFP®, Series 66

Greeneville, TN

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George Scott is a CFP® and holds a Series 66 license with eight years of industry experience. He has worked at Cornerstone Wealth Management Group since 2022, following four years at Edward Jones and six years at Greeneville Federal Bank FSB. Cornerstone Wealth Management Group provides portfolio management and financial planning services primarily to individual and high-net-worth clients, employing a combination of fundamental analysis, modern portfolio theory, and quantitative analysis. The firm offers discretionary and non-discretionary management, integrates held-away assets into overall portfolio oversight, and sponsors a wrap-fee program along with educational seminars for clients and the public.

Wealth management Retirement plans for business owners (SEP, solo 401k) Annuities Real estate investing Founder/Business Owner Executive
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Charles P

Series 63, Series 66

Greensville, TN

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Charles Plaster is a financial advisor at Empower Advisory Group with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including W&S Brokerage Services and Western and Southern Life. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated services linked to Empower’s recordkeeping and administrative platforms. The firm’s approach emphasizes long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

General retirement planning Retirement income strategy Social Security optimization Debt management College savings (529s, UTMA, etc.)
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Ronald B

Series 63, Series 66

Bulls Gap, TN

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Ronald Berard is a financial advisor with Empower Advisory Group, holding Series 63 and Series 66 licenses. He has worked in financial services since 2021, with prior experience at Griffin Fowlers Farmers Insurance Agency and Patriot Home Inspection. Berard also served at Tri-State Baptist Church for 15 years. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated services tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and client savings rates through point-in-time financial plans and managed account solutions.

General retirement planning Retirement income strategy Social Security optimization Debt management College savings (529s, UTMA, etc.)
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Rodney B

ChFC®, Series 63, Series 65

Greeneville, TN

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Rodney Breyer is a financial advisor at OSAIC with 39 years of industry experience. He holds the ChFC®, Series 63, and Series 65 designations. His prior experience includes roles at Securities America Advisors, American Portfolios Financial Services, and Heritage Financial Associates, where he has been involved since 1994. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer serving a broad client base including individual investors, pension plans, corporations, and charitable organizations. The firm offers a variety of advisory and brokerage services supported by technology-driven portfolio management tools and access to multiple custodial platforms.

Annuities Founder/Business Owner Executive Retired
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