Stephen Moses
Advisor at Merrill
Updated today
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Merrill
Location
San Luis Obispo, CA 93401
Credentials
Series 63, Series 65, Series 66
Industry experience
23 years
About
Stephen Moses is a Senior Financial Advisor with Merrill Lynch Wealth Management in San Luis Obispo, California. He specializes in providing wealth and retirement strategies for individuals, executives, and corporations, drawing on over 20 years of experience in the financial services industry. Stephen works closely with clients through a dedicated team of professionals at Merrill Lynch, supporting personalized wealth management strategies tailored to each client’s goals.
Before joining Merrill Lynch Wealth Management in 2007, Stephen was a Principal at Affinity Investment Advisors for six years and served as CEO of a fine art company. He holds a Bachelor's degree from the University of Southern California and maintains several professional designations, including Certified Divorce Financial Analyst (CDFA®), Chartered Retirement Planning Counselor (CRPC™), and Certified Plan Fiduciary Advisor (CPFA™).
Stephen’s approach to wealth management is grounded in the belief that true wealth encompasses more than money; it involves achieving a desired lifestyle, securing family well-being, and having the freedom to pursue one’s passions. Outside of his professional work, he is active in founding and participating in community groups such as the Southern California Venture Network, the Orange County Hiking Club, and the Orange County Medical Device group. His personal interests include cooking, surfing, and traveling.
Client services
Based on Merrill
Portfolio management
Pension consulting
Selection of other advisers
Educational seminars or workshops
Performance measurement reports, allocation modeling, ips, research reports and services, see schedule d
Performance measurement reports, allocation modeling, ips, research reports and services, see schedule d
Expertise
Wealth management
General retirement planning
Retirement income strategy
Divorce financial planning
Occupation focus
Executive
Founder/Business Owner
Location
1020 Marsh St
San Luis Obispo, CA 93401
Most active in
Stephen M has reported serving >5 clients in these states in the last 12 months.
California · Texas
Work history
Bank Of America, N.A.
2009 - Present (17 years)
Merrill
2007 - Present (19 years)
Disclosures
Disclosures include customer complaints, regulatory actions, employment terminations, bankruptcies, and certain legal protections.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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HATHER, Robert K
Daniel H
CFP®, PFS™
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Eric M
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San Luis Obispo, CA
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Eric Maldonado, CFP®, MBA, a Fee-Only Financial Planner, is located in San Luis Obispo, CA serving clients both locally and virtually across the US. Aquila Wealth Advisors provides financial planning to help business owners and families build, manage, and protect their assets throughout all seasons of life. Eric Maldonado is a NAPFA-Registered Financial Advisor and CERTIFIED FINANCIAL PLANNER™ (CFP®) Professional. We have a specialty in serving business owners and near-retirees. We help you maximize your income and revenue while aligning finances with your values and goals. We work with you in coordination with your tax, legal, and insurance professionals to customize and implement a plan unique to you, your family, and your business.
Lance P
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San Luis Obispo, CA
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