Advisor at Retirement Planners of America
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Retirement Planners of America
Location
Plano, TX 75093
Credentials
Series 63, Series 66
Industry experience
16 years
Stephen Luby is a financial advisor at Retirement Planners of America with 16 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at Eagle Strategies LLC, NYLIFE Securities LLC, and New York Life Insurance Company. Retirement Planners of America manages approximately $4 billion for individuals, plan participants, and institutions, offering discretionary portfolio management, financial planning, and consulting services. The firm employs an “invest and protect” strategy that tactically adjusts allocations among ETFs, money market funds, and cash to manage risk across client portfolios.
Based on Retirement Planners of America
Variable annuity accounts and held away accounts accessed through Pontera are subject to a flat negotiable fee not to exceed 1.25%.
$0 - $250,000: 1.85% annually $250,000+: 1.30% annually
Commission-based compensation earned by licensed insurance agents for selling insurance products, separate from advisory fees.
Account minimum: $1,000
2820 Dallas Parkway
Plano, TX 75093
Texas
Retirement Planners of America
2022 - Present (4 years)
Eagle Strategies (NY Life)
2016 - 2022 (6 years)
NYLIFE SecurIties LLC
2009 - 2022 (13 years)
New York Life Insurance Company
2009 - 2022 (13 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Verified by Warmer
Series 63, Series 66
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Series 63, Series 65, Series 66
Frisco, TX
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ChFC®
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Tooth & Coin Wealth
Series 63, Series 65
Plano, TX
Gadiraju, Raju
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