Stephen Cheffet

Matthew Etzler is a CFP® certificant and Series 63 license holder with 23 years of industry experience. He has been the sole advisor at Etzler Financial Advisors, LLC since 2005. Etzler Financial Advisors serves individuals, families, trusts, and employer plan sponsors, including nonprofit organizations, offering comprehensive and a la carte financial planning, retirement and tax advice, insurance and estate-conservation guidance, and employer retirement plan consulting. The firm operates as a fee-only practice emphasizing a globally diversified, long-term buy-and-hold investment approach, with a notable focus on retirement plan fiduciary services and non-discretionary asset management.

Alan Foley is a CFP® and ChFC® with 35 years of industry experience, currently serving as a financial advisor at Ameriprise in Red Bluff, CA. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Foley is involved with Northstate Outdoors, an outdoor guide website and patent ownership. Ameriprise provides retirement-income planning services aimed at individuals approaching or in retirement, focusing on clients with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, customized income recommendations through a centralized consulting team.

Eric Frey is a financial advisor with Raymond James Financial in Red Bluff, CA, holding a Series 63 designation and bringing 34 years of industry experience. He has been with Raymond James Financial since 2009 and has served as an insurance agent for health insurance companies since 2010. Outside of his advisory role, he has been involved with the Kelly Griggs Museum since 2006. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored plans and advisory support through various account structures and an extensive affiliate network.

Daniel Polster is a financial advisor with Osaic Wealth, Inc. in Red Bluff, CA, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. His prior roles include positions at Woodbury Financial Services and Questar Capital Corporation. Outside of advising, he is an enrolled agent with ownership interest in Lassen Tax Professionals, Inc., providing tax preparation and representation services. Osaic Wealth, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base including individuals, pension plans, corporations, and charitable organizations. The firm employs a technology-driven investment process and offers a wide range of advisory programs, supporting thousands of advisors and managing approximately $200 billion in assets.