Stephanie Gale

I began investing with my first mutual fund purchase in 1983. I've continued studying investments and financial planning ever since, becoming a member of the American Association of Individual Investors in 1984. I earned the Associate of Science in Electronics, from Gavilan College in 1986, the Bachelor of Science in Business Administration (cum laude) at Chapman University in 1995, Master of Business Administration at Columbia College of Missouri in 2002. I completed Boston University’s Online Program for Financial Planners in 2006, and most recently earned the Master of Science in Finance & Economics at West Texas A&M University in 2024. I began formally helping others reach their financial goals in 1991, as the Command Financial Specialist aboard USS Dixon (AS 37), as part of the US Navy’s then-new Personal Financial Management program. I served in the same position at Afloat Training Group in Yokosuka, Japan. After completing a Navy career, I worked at Bank of America, first in Northwest Dealer Banking, and was soon promoted to Investment Specialist in Retirement Services. I enjoy helping others apply principles of financial management to their personal situations and teach courses in: Personal Financial Planning; Business Finance; Principles of Real Estate; Investments; and Micro and Macro Economics for Columbia College in Oak Harbor and Marysville. I also taught Personal Finance & Investments for Skagit Valley College from 2004 through 2016. Penn Cove Financial, LLC was established in 2005 and began offering Financial Planning & Investment Management services to the public in March 2006.

William Beezley is a financial advisor at Olympic Financial Advisors, LLC with nine years of industry experience. He holds Series 63 and Series 65 designations and has been with Olympic Financial Advisors since 2016. Prior to this, he worked at East Jefferson Fire Rescue for nine years. Olympic Financial Advisors provides investment management and financial planning services to individuals, foundations, nonprofits, and corporate clients. The firm’s approach combines fundamental issuer analysis with a passive, asset-allocation strategy using index funds and ETFs, emphasizing long-term allocation and serving a notable mix of charitable organizations.

Michael Moore is an independent financial advisor with Peak Investments in Oak Harbor, WA, holding Series 63 and Series 65 licenses and bringing six years of industry experience. He has been associated with Retirement Income Planners since 2015 and has operated his own business under the name Peak Investments since 1997. Moore is also a licensed insurance agent selling fixed and equity-indexed annuities. Peak Investments provides personalized investment management and financial planning services to individuals, pension and profit-sharing plans, and small businesses. The firm emphasizes discretionary portfolio management based on client-specific objectives and is notable for its active role in pension consulting and its affiliation with an insurance business.

Michael Herlevi is a financial advisor with TCFG Investment Advisors, LLC, holding a Series 66 designation and seven years of industry experience. His career includes roles at Edward Jones and Heritage Bank, and he currently serves as an insurance agent through TCFG Insurance Solutions. TCFG Investment Advisors provides advisory and planning services to a diverse client base, including high-net-worth individuals, profit-sharing plans, and charitable organizations. The firm employs a variety of investment strategies and offers both discretionary and non-discretionary portfolio management.

Sean Kelly is a CFP® with five years of experience in the financial services industry. He is currently with Navy Federal Investment Services, LLC and has prior experience at Farther Finance Advisors, LLC, Bank of America, and Merrill. Before entering finance, he served eight years in the United States Marine Corps. Navy Federal Investment Services primarily serves members of Navy Federal Credit Union as well as individual investors and trusts, offering portfolio management, financial planning, and retirement-plan fiduciary services. The firm uses model portfolios managed by third-party managers and provides ongoing account monitoring and due diligence.

Richard Keppler is a financial advisor with First Advisors National, LLC, holding Series 63 and Series 65 licenses and 13 years of industry experience. He previously worked at Redhawk Wealth Advisors, Inc. for four years and has been associated with Alliance Fund Distributors, Inc. since 1995. Outside of his advisory role, he is an independent insurance agent. First Advisors National manages discretionary assets for individual clients, including high-net-worth households, and offers investment management, third-party portfolio recommendations, and retirement plan consulting. The firm emphasizes selecting and monitoring third-party money managers and uses fundamental analysis to supplement individual security recommendations.