Advisor at Schwab Wealth Advisory
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Firm
Schwab Wealth Advisory
Location
Lone Tree, CO 80124
Credentials
CFP®, Series 66
Industry experience
5 years
Spencer Kozmata is a CFP® professional with five years of experience in financial advising. He is currently with Schwab Wealth Advisory, Inc. and has previously worked at Charles Schwab and Raymond James Financial Services. His background also includes experience at Chatham Financial and time at the University of Colorado. Schwab Wealth Advisory, Inc. provides non-discretionary investment advice and wealth-management services to eligible Schwab brokerage clients, using proprietary research tools and asset-allocation models. The firm operates within the broader Charles Schwab Corporation ecosystem, offering integrated financial services without exercising direct investment discretion.
Based on Schwab Wealth Advisory
Account minimum: $500,000
9800 Schwab Way
Lone Tree, CO 80124
Colorado · Texas
Schwab Wealth Advisory, Inc
2024 - Present (2 years)
Charles Schwab
2021 - Present (5 years)
Raymond James Financial Services, Inc.
2020 - 2021 (1 year)
Chatham Financial
2019 - 2019 (1 year)
Raymond James Financial Services, Inc.
2017 - 2017 (1 year)
University of Colorado
2015 - 2019 (4 years)
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Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Verified by Warmer
CFP®, Series 63, Series 65, AIF®
Castle Rock, CO
Fidelis Wealth Advisors
Sam began his wealth management career in 2000. He was previously a partner in a registered investment advisory firm in Denver, acting as its Director of Financial Planning, Chief Financial Officer, and OSJ. Sam completed his CERTIFIED FINANCIAL PLANNER™ designation from the CFP® Board of Standards in early 2006. He holds insurance licenses in the State of Colorado for life, accident, property, casualty, and health. He’s also a member of the Financial Planning Association (FPA) and very active in his local chapter. Sam’s been featured on the local Channel 9 news affiliate segment, Moneyline 9 and currently serves his community providing pro bono financial advice to families in distress. He has a unique ability to relate to his clients, help them feel comfortable with difficult topics, and offer advice to meet their individual and family needs. His exceptional talent to see the big picture helps direct specific pieces of the planning puzzle to meet the overall needs of each client. PERSONAL Sam graduated from the University of Phoenix with a major in Finance. He enjoys spending time with his seven children. They participate in many sports activities, and Sam coaches several of his kids’ basketball teams. Sam resides in Castle Rock, Colorado.
Series 63, Series 66
Parker, CO
Elite Wealth Management
Series 63, Series 65
Denver, CO
Skidmore Advisory Services, Inc.
CFP®, Series 65
Greenwood Village, CO
Sample Financial Solutions, LLC
CFP®, Series 66
Centennial, CO
Financial Solution Advisors Corp.
Series 63, Series 66
Centennial, CO
Visionary Planning & Investment, LLC
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