Advisor at Cline Financial Concepts, LLC
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Firm
Cline Financial Concepts, LLC
Location
Champaign, IL 61820
Credentials
Series 65
Industry experience
20 years
Scott Cline is a financial advisor with Cline Financial Concepts, LLC in Champaign, IL, holding a Series 65 designation and 20 years of industry experience. He previously worked at Miller Financial Planning LLC from 2014 to 2016. In addition to his advisory work, he consults on MS Excel clean-up for an agricultural consulting company during off trading hours. Cline Financial Concepts provides discretionary investment management and fee-based financial planning to individuals, high-net-worth clients, trusts, estates, and charitable organizations. The firm emphasizes fundamental analysis and a generally long-term investment approach, utilizing low-cost, diversified mutual funds and ETFs, with selective use of individual securities, and serves a multi-million dollar client asset base.
Based on Cline Financial Concepts, LLC
Stand-Alone Comprehensive Financial Plan fee of $1,500 minimum; project-based financial plans with fixed fees.
$0 - $250,000: 1.00% annually $250,001 - $500,000: 0.95% annually $500,001 - $750,000: 0.85% annually $750,001 - $1,000,000: 0.75% annually $1,000,001 - $2,000,000: 0.65% annually $2,000,001+: 0.55% annually
Financial planning hourly rate of $150/hour for additional services beyond minimum fee or project-based plans.
Minimum fee: Financial Planning Services have a minimum fee of $1,500 for a Stand-Alone Comprehensive Financial Plan Fee-only: Investment advisory fees based on assets under management; financial planning fees charged separately as fixed fees or hourly; no commissions charged.
1800 S. Oak Street, Suite 101
Champaign, IL 61820
Arizona · California · Illinois
Miller Financial Planning LLC
2014 - 2016 (2 years)
Cline Financial Concepts, LLC
2005 - Present (21 years)
STUDENT
2004 - Present (22 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is not active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
ChFC®, Series 63
Champaign, IL
Financial Synergy, Inc.
Series 65
Champaign, IL
Willenbrock Financial Planning
CFP®, Series 66
Champaign, IL
Financial Planning, Asset Management
Series 63, Series 65, Series 66
Champaign, IL
W.K. Cooper II Asset Management Corporation
CFA®, Series 66
Savoy, IL
Impact Investors
CFP®
Champaign, IL
Sterling Wealth Management, Inc.
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