Advisor at Bay Point Financial, LLC
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Bay Point Financial, LLC
Location
Bedford, NH 03110
Credentials
Series 63, Series 65
Industry experience
33 years
Scott Sullivan is a financial advisor at Bay Point Financial, LLC with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Osaic Wealth, Inc., Independent Advisers Group Corp., New England Securities, and Parks-Tuttle Financial. Outside of advising, he sells life, disability, health, and long-term care insurance through multiple carriers and serves as a corporator for Franklin Savings Bank. Bay Point Financial serves individual clients, retirement plans, trusts, and other entities by providing financial planning, retirement plan consulting, and portfolio management primarily through recommending third-party advisory programs and money managers. The firm emphasizes asset allocation, diversification, and Modern Portfolio Theory, using passive index funds and ETFs as core holdings, and operates a primarily non-discretionary, referral-based model.
Based on Bay Point Financial, LLC
Based on Bay Point Financial, LLC
Fixed fees between $0 and $10,000 per financial plan based on complexity; Retirement consulting fixed fees up to $500 per plan assessment report; Startup plans up to $3,000 for plan implementation
$0+: .25% - 1.40% (Bay Point Financial fee portion) $0+: .10% - 1.00% (third-party money manager fee portion) $0+: .03% - .35% (brokerage/clearing/custody fee)
Registered representatives earn commissions from sale of securities and insurance products
$125 to $300 per hour for financial planning services
2 Beaudoin St., Suite A
Bedford, NH 03110
New Hampshire
OSAIC
2024 - Present (2 years)
Bay Point Financial, LLC
2010 - Present (16 years)
Independent Advisers Group Corp.
2004 - Present (22 years)
New England Securities
1995 - Present (31 years)
Parks-Tuttle Financial
1995 - Present (31 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Is not active or affiliated with:
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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KBR Retirement & Investment Solutions
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