Ryan Lomangino

Billie Jo Davey Salter is a Wealth Management Advisor at Merrill Lynch Wealth Management. With over 27 years of combined experience in investments, managed portfolios, annuities, estate and trust planning, and retirement planning, she offers personalized financial strategies tailored to clients' long-term goals. Her professional background includes roles in high net worth trust departments, estate and trust administration, estate administration law offices, estate and trust taxation, and brokerage wirehouse sales. Ms. Salter holds a Bachelor's Degree from Rowan University and has completed the Florida Bankers Association Trust School. She holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Chartered Retirement Planning Counselor™ (CRPC), and Personal Investment Advisor (PIA). She has also served as Treasurer of the Clayton Educational Foundation. Her client focus areas include college education planning, divorce transition planning, family wealth management strategies, institutional investment consulting, legacy planning, LGBT wealth planning, personal retirement planning, portfolio management, special needs planning strategies, and women and wealth. Beyond her advisory role, Ms. Salter participates in community organizations such as the North Italy Club of Vineland, the Cumberland County Women's Republican Organization, and the Pittsgrove Township Republican Organization. Her personal interests include antiquing, camping, cooking, dancing, gardening, music, spending time with family, traveling, watching movies, and writing.