Advisor at Prism Planning Partners
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Prism Planning Partners
Location
Rancho Mirage, CA
Credentials
CFP®, PFS™, Series 66
Industry experience
20 years
Ronald Bernstein is a financial advisor with Prism Planning Partners in Rancho Mirage, CA, holding CFP®, PFS™, and Series 66 credentials and bringing 20 years of industry experience. Before joining Prism in 2018, he worked at firms including Alera Investment Advisors, Gcg Financial, GCG INS Brokerage, Securian Financial Services, and Minnesota Life Insurance. He serves as Secretary of the Executive Board of Trustees and is a member of the Audit Committee for the National Multiple Sclerosis Society in Chicago. Prism Planning Partners provides discretionary investment management, financial planning, and consulting services to individuals, high-net-worth clients, trusts, estates, and corporations. The firm employs a Modern Portfolio Theory-based investment approach focused on passive asset-class exposure and utilizes no-load mutual funds, ETFs, and model portfolios from Focus Partners Advisor Solutions.
Based on Prism Planning Partners
Financial planning services generally charged a flat rate of $6,500 (may be higher for complexity)
$0 - $1,000,000: 1.25% $1,000,001 - $2,000,000: 1.00% $2,000,001+: 0.50%
$350-$500 per hour
Account minimum: $500,000
Rancho Mirage, CA
California · Illinois
Prism Planning Partners, LLC
2018 - Present (8 years)
Alera Investment Advisors, LLC
2017 - 2017 (1 year)
Gcg Financial, Llc
2015 - 2017 (2 years)
GCG INS Brokerage
2006 - 2017 (11 years)
Securian Financial Services, Inc.
2005 - 2017 (12 years)
Minnesota Life Ins Co
2005 - 2017 (12 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is not active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
CFP®, Series 63, Series 66
Palm Desert, CA
Pamela Plick Wealth Management LLC
Series 63, Series 65
Indio, CA
George Hill Asset Management, LLC
CFP®, CFA®, Series 63
Rancho Mirage, CA
Stoke Capital
Series 65
Palm Springs, CA
Luke Capital
CFA®, Series 63, Series 65
Indio, CA
Coryell Capital Management
Series 63, Series 65
Palm Springs, CA
Anthony J. Mancini, I.A.
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")