Advisor at Retirement Planners of America
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Retirement Planners of America
Location
Byron, MN
Credentials
Series 63, Series 66
Industry experience
8 years
Robert Bernard III is a financial advisor at Retirement Planners of America with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms including Carlson Capital Management, Fisher Investments, Thrivent Investment Management, and Northwestern Mutual. Outside of his advisory role, he is co-owner of a small family seasoning business called Pastor Bob's Grillin' Magic, which operates under a cottage food license. Retirement Planners of America is an SEC-registered investment adviser managing approximately $4 billion for individuals, plan participants, and institutions. The firm uses a tactical “invest and protect” strategy involving BNY Mellon-sponsored ETFs, government money market funds, and cash, providing discretionary portfolio management, financial planning, and consulting services.
Based on Retirement Planners of America
Variable annuity accounts and held away accounts accessed through Pontera are subject to a flat negotiable fee not to exceed 1.25%.
$0 - $250,000: 1.85% annually $250,000+: 1.30% annually
Commission-based compensation earned by licensed insurance agents for selling insurance products, separate from advisory fees.
Account minimum: $1,000
Byron, MN
Minnesota · Texas
Retirement Planners of America
2024 - Present (2 years)
Carlson Capital Management LLC
2023 - 2024 (1 year)
Fisher Investments
2022 - 2023 (1 year)
Thrivent Investment Management
2020 - 2022 (2 years)
Northwestern Mutual Wealth Management Company
2018 - 2020 (2 years)
Northwestern Mutual Life Insurance Company
2017 - 2020 (3 years)
Northwestern Mutual Investment Services LLC
2017 - 2020 (3 years)
CharterPoint Wealth Strategies
2017 - 2017 (1 year)
Mercy Hill Church
2012 - 2017 (5 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
CFP®, Series 63, Series 66
Rochester, MN
Superior Financial, LLC
CFP®, Series 63, Series 66
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Vision Financial Planning LLC
CFP®, Series 63, Series 65
Rochester, MN
Adviser Financial Group, Inc
CFP®, Series 63, Series 66
Rochester, MN
Pulse Financial Planning
Series 65
Rochester, MN
Ataraxis Financial
Series 65
Rochester, MN
RGA Investment Advisors, LLC
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