Rick Healy

Steven Bell is a CFP® with 16 years of industry experience, currently serving at The Wealth Conservatory in Plymouth, CA. He has been with Comprehensive Planning Associates, Inc. since 2009. The Wealth Conservatory provides comprehensive financial planning, consulting, and wealth management services to individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities. The firm employs a fee-only, passive investment approach based on Modern Portfolio Theory, emphasizing systematic rebalancing, tax-loss harvesting, and cost-effective asset allocation.

Ryan Shortridge is a financial advisor with APS Investment Management Group, holding a Series 66 designation and 20 years of industry experience. He has worked at LPL Financial since 2012 and has been associated with APS Associates since 2010. Shortridge also spends part of his time selling non-variable insurance. APS Investment Management Group serves individual and corporate clients, including high-net-worth individuals and employer plan sponsors, offering portfolio management through a firm-sponsored wrap fee program and pension consulting services. The firm manages approximately $171.5 million in discretionary assets across about 550 client relationships supported by two advisors.

Kevin Kraft is a financial advisor with APS Investment Management Group and holds Series 63 and Series 66 licenses. He has 22 years of industry experience, including 14 years at LPL Financial and 16 years with APS Associates. Outside of his advisory work, he is involved in fixed insurance products such as term, universal, whole life, disability income, and long-term care insurance. APS Investment Management Group serves individual and corporate clients, including high-net-worth individuals and employer plan sponsors, offering portfolio management through a firm-sponsored wrap fee program and pension consulting services. The firm manages approximately $171.5 million in discretionary assets across about 550 client relationships, utilizing a combination of fundamental and technical analysis with accounts reviewed at least quarterly.

Larry Fletcher is a CFP® with 39 years of industry experience. He has been with Mariner Independent Advisor Network and LPL Financial since 2015. Mariner Advisor Network operates as an enterprise registered investment adviser with a decentralized network of Investment Adviser Representatives serving individuals, corporations, charitable organizations, trusts, estates, and retirement plans. The firm offers portfolio management, financial planning, consulting, model portfolios, and access to third-party managers, along with retirement plan consulting services.

William Peterson is a financial advisor at Brookstone Capital Management LLC with 17 years of industry experience. He holds a Series 65 designation and has worked at Brookstone since 2008. Outside of advisory services, he is involved in life and health insurance sales, assists with enrollment in a prescription assistance program, and conducts occasional precious metal sales. Brookstone Capital Management is an SEC-registered adviser providing fee-based asset management and financial planning through a turnkey asset management platform and wrap-fee program. The firm serves a diverse client base including individuals, retirement plans, corporations, charitable organizations, other RIAs, sovereign wealth funds, and banking institutions.

Danelle Dix is a CFP®-designated financial advisor with Edward Jones, where she has worked since 2003, totaling 22 years of industry experience. She holds Series 63 and Series 66 licenses. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of investment advisory programs and services. The firm manages approximately $1.01 trillion in assets and is notable for its large retail advisor network and affiliated capabilities beyond advisory services.