Advisor at Sterling Financial Planning Inc
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Sterling Financial Planning Inc
Location
Sparta, NJ 07871-2608
Credentials
Series 66
Industry experience
6 years
Richard Sanchez is a financial advisor at Sterling Financial Planning Inc with six years of industry experience. He holds a Series 66 designation and has previously worked at firms including Securities America Advisors, Kestra Advisory Services, and Avantax Advisory Services. Sanchez is based in Sparta, NJ, and is part of a seven-advisor team. Sterling Financial Planning serves individuals, high-net-worth clients, and institutional accounts such as pension and profit-sharing plans, offering portfolio management, financial planning, and retirement plan consulting. The firm employs a range of investment strategies and typically uses major custodians like Schwab and Fidelity to support its clients’ objectives.
Based on Sterling Financial Planning Inc
Financial planning and consulting fees range from $2,000 to $6,000 fixed fee basis
$0 - $500,000: 1.00% annually $500,000 - $1,000,000: 0.80% annually $1,000,000 - $2,000,000: 0.50% annually $2,000,000 - $5,000,000: 0.40% annually $5,000,000+: 0.30% annually
Account minimum: $500,000
60 Blue Heron Road, Suite 201
Sparta, NJ 07871-2608
New Jersey
Sterling Financial Planning Inc
2025 - Present (1 year)
Personal Time
2024 - 2025 (1 year)
Private Client Group WFP LLC dba Wealth Financial Partners
2024 - 2024 (1 year)
Avantax Advisory services
2024 - 2024 (1 year)
Avantax Investment Services, INC.
2024 - 2024 (1 year)
Personal Time
2023 - 2024 (1 year)
Kestra Advisory
2022 - 2023 (1 year)
Kestra Investment Services, LLC
2022 - 2023 (1 year)
Securities America Advisors, Inc.
2019 - 2022 (3 years)
Securities America, Inc.
2018 - 2022 (4 years)
Directional Wealth Management
2016 - 2023 (7 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is not active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Series 63, Series 65
Randolph, NJ
Calrivan Wealth Management
Series 63, Series 65
Denville, NJ
Chambers Capital, LLC
CFP®, Series 66
Boonton, NJ
Wealthness LLC
Series 63, Series 65
Parsippany, NJ
Golden Lake LLC
CFP®, Series 63, Series 65
Hackettstown, NJ
The Financial Planning Center, LLC
Series 66
Towaco, NJ
Wachtel Capital Advisors, LLC
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")