Richard Heim Jr.

Daniel West is a CFP® with four years of industry experience, operating as the sole advisor at West Financial Planning in Cherry Valley, NY. His prior work includes positions at H&R Block and the United States Postal Service. West Financial Planning is an independent, fee-only advisory serving individuals, families, and occasionally small businesses. The firm focuses on comprehensive written financial plans, ongoing monitoring, and portfolio management using a Modern Portfolio Theory approach with diversified passive ETFs and periodic rebalancing, maintaining non-discretionary client consent for trade execution.

Barbara Becker is a financial advisor with Lincoln Investment in Fultonham, NY, holding a Series 63 license and 19 years of industry experience. She has been with Lincoln Investment Planning, Inc. since 2008. Lincoln Investment is an SEC-registered investment adviser and broker-dealer with approximately $18.9 billion in assets under management and a network of nearly 900 advisors. The firm serves individuals, employers, retirement plan participants, charitable organizations, corporations, and other registered investment advisers and trust companies, offering a range of services including financial planning, advisor-managed portfolios, and third-party manager access.

Richard Pinder is a financial advisor with Capital Analysts, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Lincoln Investment Planning, Inc. since 1986. Capital Analysts provides advisory services to a diverse client base, including individuals, high-net-worth clients, charitable and corporate organizations, ERISA retirement plans, trust companies, and other institutional clients. The firm combines an in-house Investment Management & Research team that constructs model portfolios with advisor-level consulting and custom portfolio solutions, managing approximately $8.9 billion in advisory assets as of the end of 2024.

Erik Damers is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and 19 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation for 10 years before joining Cambridge in 2024. Outside of advising, he is an independent insurance agent for various agencies. Cambridge Investment Research Advisors serves a diverse client base including individual investors, retirement plans, and charitable organizations. The firm offers financial planning, portfolio management, and retirement plan advisory services through a large network of independent professionals using multiple account platforms and third-party strategists.

Peter Pochily is a financial advisor with LPL Financial in Cobleskill, NY, holding a Series 66 designation and 13 years of industry experience. He has worked at both LPL Financial and NBT Bank since 2015. In addition to his advisory role, he is involved with the NBT-Mang Insurance Agency, providing non-variable insurance services. LPL Financial offers advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, banks, and high-net-worth households. The firm supports its advisors with an in-house research team that constructs model portfolios and provides various investment tools and strategies tailored to client needs.

Sean Mcallister is a financial advisor at LPL Financial with 18 years of industry experience. He holds a Series 63 designation and has previously worked at Cadaret, Grant & Co., Inc., and Leo T. McAllister, Inc. In addition to his advisory work, he serves as a coach for sports and fitness at Cobleskill Richmondville Central School District. LPL Financial provides advisory and brokerage services to a wide range of clients, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers various investment solutions supported by an in-house research team and a large network of investment adviser representatives.