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Richard Groff II

Advisor at TheMoneyMD.com, LLC

Updated today

Location

Box Elder, SD

Credentials

CFP®, Series 63, Series 65

Industry experience

25 years

About

Richard Groff is a CFP® professional with 25 years of industry experience. He is the principal at TheMoneyMD.com, LLC, where he has worked since 2017. Prior to this, he was with AdvisorNet Wealth Management and has been involved with Family Legacy Planning, LLC since 2012. Outside of his advisory work, he serves as a trustee and is involved in managing a bookkeeping entity related to a separate online subscription service. TheMoneyMD.com, LLC provides investment and wealth management, financial planning, and third-party manager selection primarily for high-net-worth individuals, trusts, and estates. The firm employs a risk-first investment approach that emphasizes asset allocation, diversification, and managed-volatility portfolios, blending active and passive strategies with ongoing portfolio monitoring and coordination with clients’ other advisors.

Client services

Based on TheMoneyMD.com, LLC

Financial planning Portfolio management Selection of other advisers

Expertise

Based on TheMoneyMD.com, LLC

Wealth management Charitable giving & philanthropy Income planning

Occupation focus

Based on TheMoneyMD.com, LLC

Retired Founder/Business Owner

Fee options

Percentage

Up to 1.00% annually, maximum annual advisory fee; fees may vary based on size, complexity, activity, or negotiated

Other

Account minimum: $2,000,000.00 (may accept less at sole discretion)

Location

Box Elder, SD

Most active in

Arizona · Florida · Montana · South Dakota · Texas

Work history

The MoneyMD.com LLC

2017 - Present (9 years)

AdvisorNet Wealth Management

2016 - 2017 (1 year)

Family Legacy Planning, LLC

2012 - Present (14 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Brian B

CFP®, Series 66

Rapid City, SD

Iron Mountain Financial Planning

Brian Bickett is a CFP® with 12 years of industry experience currently serving as the principal of Iron Mountain Financial Planning in Rapid City, SD. His prior experience includes roles at Ameriprise Financial Services and Zeiders Enterprises. In addition to financial planning, he owns and operates Iron Mountain Tax Services, providing tax preparation services. Iron Mountain Financial Planning serves individual and business clients with tailored investment management and comprehensive financial planning through various engagement models. The firm employs a Modern Portfolio Theory-based approach emphasizing broad global diversification, primarily using passive ETFs, and offers educational seminars on personal finance topics.

General retirement planning Income planning College savings (529s, UTMA, etc.) Business ownership considerations General estate planning guidance
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Justin M

CFP®, Series 66

Rapid City, SD

Trew Advisors, LLC

Justin Mcneal is a Certified Financial Planner® with 17 years of industry experience. He is the principal advisor at Trew Advisors, LLC in Rapid City, SD, where he has worked since 2018. His prior experience includes roles at Hornor Townsend & Kent, Inc. and operating Trew Business Solutions, LLC. Mcneal is also involved in insurance sales and service through Trew Financial and Benefits Group. Trew Advisors LLC provides fee-based financial planning and investment advisory services to individuals and a variety of institutional clients, including corporations and pension plans. The firm offers discretionary portfolio management, hourly financial planning, and retirement plan advisory services, utilizing third-party platforms and model portfolios to deliver tailored investment solutions.

College savings (529s, UTMA, etc.)
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Joseph P

Series 65

Rapid City, SD

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Wealth management Retirement income strategy Retired
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Myrna M

CFP®, Series 65

Rapid City, SD

Myrna Mitchell, MBA, CFP

Myrna Mitchell is the sole advisor at Consultative Services, Inc., operating under her own name with over 22 years of industry experience. She holds an MBA and the CFP® designation and has managed her independent advisory practice since 1994. Consultative Services, Inc. provides fee-only financial planning and portfolio management to individuals and high-net-worth clients, focusing on life planning areas such as retirement, estate planning, and college funding. The firm manages client assets on a non-discretionary basis using a buy-and-hold strategy centered on no-load mutual funds, ETFs, and fixed income instruments, operating under hourly or flat fee engagements rather than percentage-of-AUM billing.

General retirement planning Cash flow / budgeting College savings (529s, UTMA, etc.) General estate planning guidance
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Joel B

Series 63, Series 65

Rapid City, SD

Rock Creek Advisors LLC

Wealth management Retirement income strategy Retired
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Paul F

Series 65

Rapid City, SD

Astute Financial, LLC

Paul Freidel is a financial advisor at Astute Financial, LLC in Rapid City, SD, holding a Series 65 designation with six years of industry experience. He has been involved with Astute Financial since 2019 and also manages Freidel & Associates, LLC, where he serves as Managing Member. In addition, he is a co-owner of KFG, LLC. Astute Financial offers tailored investment management and comprehensive financial planning for individuals, high-net-worth clients, small businesses, and irrevocable trusts. The firm employs a blend of passive and active investment strategies grounded in Modern Portfolio Theory and emphasizes diversification, tax considerations, and long-term planning.

Wealth management General retirement planning General tax planning Cash flow / budgeting
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