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Reno Frazzitta

Advisor at Smart Money Financial Advisors, LLC

Updated today
Smart Money Financial Advisors, LLC logo

Firm

Smart Money Financial Advisors, LLC

Location

Sterling Heights, MI 48313

Credentials

CFP®, Series 63, Series 65

Industry experience

13 years

About

Reno Frazzitta is a CFP® professional with 13 years of experience in financial advising, currently serving as the sole advisor at Smart Money Financial Advisors, LLC since 2015. He has over 30 years of experience as an independent insurance agent. Frazzitta is the managing member and founder of Retirement Learning Academy, which provides educational workshops on retirement planning, tax planning, Social Security, and Medicare. He also serves as Chapter President of the American Financial Education Alliance in the Oakland/Macomb area of Michigan, conducting financial literacy seminars. Smart Money Financial Advisors, LLC offers portfolio management and financial planning services primarily to individual and high-net-worth clients, utilizing a long-term investment approach based on Modern Portfolio Theory. The firm emphasizes documented client goals and risk tolerance, discretionary management, and ongoing portfolio monitoring.

Client services

Based on Smart Money Financial Advisors, LLC

Financial planning Portfolio management

Expertise

Based on Smart Money Financial Advisors, LLC

General retirement planning Retirement income strategy Annuities General tax planning

Fee options

Fixed

$750 to $3,000 for financial planning fixed fees

Percentage

$0 - $500,000: 1.00% $500,000 - $1,000,000: 0.90% $1,000,001 - $2,000,000: 0.80% $2,000,001+: 0.75%

Location

12900 Hall Rd. Ste. 250

Sterling Heights, MI 48313

Most active in

Michigan

Work history

Smart Money Financial Advisors, LLC

2015 - Present (11 years)

Independent Insurance Agent

1996 - Present (30 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Kimberly H

CFP®, CRPC®

Troy, MI

Innermost Wealth Management, LLC

I founded Innermost™ Wealth Management to create a more personal, thoughtful approach to financial planning and wealth management. My background in both finance and psychology shaped my belief that money is not just about numbers. It is deeply personal and connected to your values, goals, and life experiences. I work with professionals who want to grow and simplify their wealth, with a special focus on women navigating career growth, equity compensation, and major life transitions such as divorce. Many of my clients are balancing busy lives and complex financial decisions, and they value having a long-term financial partner who truly understands their needs. My firm is centered on ongoing wealth management through investment advisory relationships. Clients work with me for comprehensive financial planning and investment management that evolves with them over time. As a CERTIFIED FINANCIAL PLANNER® Professional, Chartered Retirement Planning Counselor℠, and Certified Divorce Financial Analyst® Candidate, I provide technical expertise and strategic guidance, while also recognizing the emotional side of financial decisions. My approach is compassionate, judgment-free, and designed to reduce stress while helping you feel more confident in your choices. I operate a fully virtual firm, working with clients across the country who appreciate flexibility and convenience. My goal is to simplify your financial life, provide clear advice, and help you align your wealth with what matters most to you. Outside of work, I enjoy traveling, photography, cooking, and spending quality time with my Beagle, Gracie.

General retirement planning General tax planning Wealth management Startup equity planning Divorce financial planning Founder/Business Owner Executive Women Professionals Life coaching / goal alignment Established Professionals Approaching retirement Dual Income Family
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Douglas N

CFP®, Series 63, Series 66

Clinton Twp, MI

Our Investment Guy

College savings (529s, UTMA, etc.) Cash flow / budgeting Retirement income strategy
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David U

Series 66

Berkley, MI

Underhill Investments, LLC

ESG / Sustainable investing
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Philip M

Series 65

Lake Orion, MI

PDM Investment Services, LLC

Retirement income strategy Social Security optimization Tax-loss harvesting Active portfolio management Income planning
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Craig A

Series 63, Series 65

Troy, MI

Confidential Management Advisors, Inc.

Active portfolio management Passive / index investing Tax-loss harvesting
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Kevin B

Series 66

Bloomfield Hills, MI

KB Wealth Management, LLC

Retirement plans for business owners (SEP, solo 401k)
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