Advisor at Index Financial Advisors LLC
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Firm
Index Financial Advisors LLC
Location
Healdsburg, CA
Credentials
CFP®, Series 65
Industry experience
19 years
Raymond Gadbois is a CFP® and Series 65 credentialed advisor with 19 years of industry experience. He has been the sole advisor at Index Financial Advisors LLC since 2006. In addition to his work at the firm, he provides accounting, administrative, and consulting services to a family office and related entities through his sole proprietorship, Ray Gadbois Consulting. Index Financial Advisors offers investment management, personal financial planning, and project-based financial consulting to individuals, families, trusts, and estates. The firm employs a long-term, passive investment approach focused on asset allocation and low-cost index funds, managing client assets on a non-discretionary basis with written recommendations and client-directed execution.
Based on Index Financial Advisors LLC
Financial planning fixed fee from $2,500 to $5,000 depending on complexity
$0 - $2,500,000: 0.50% per year $2,500,000 - $5,500,000: 0.25% per year $5,500,000+: 0.125% per year
Financial consulting services generally charged at $200 per hour
Account minimum: $500,000 Minimum fee: $5,000 minimum annual fee per client relationship Fee-only: Fee only financial planning and investment management; no commissions or referral fees
Healdsburg, CA
California
Index Financial Advisors
2006 - Present (20 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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