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Randy Ems

Advisor at State Farm Investment Management

Updated today

Firm

State Farm Investment Management

Location

Naperville, IL 60564

Credentials

ChFC®, Series 63

Industry experience

27 years

About

Randy Ems is a financial advisor at State Farm Investment Management with 27 years of industry experience. He holds the ChFC® and Series 63 designations and has been associated with State Farm Investment Management Corp since 2021. He also owns and operates Randy Ems Insurance Agency and serves as a board member for Naperville Rotary Charities. State Farm Investment Management Corp. provides discretionary investment management through centrally designed model portfolios and serves as adviser and portfolio manager for the State Farm Funds. The firm manages individual and retirement accounts using a mix of low-cost ETFs and actively managed mutual funds, offering automated rebalancing and periodic tax-loss harvesting.

Client services

Based on State Farm Investment Management

Portfolio management

Expertise

Based on State Farm Investment Management

Tax-loss harvesting Passive / index investing Active portfolio management

Fee options

Percentage

$15,000 - $99,999: 1.25% $100,000 - $499,999: 1.00% $500,000 - $999,999: 0.75% $1,000,000 - $9,999,999: 0.50%

Other

Account minimum: $15,000 Minimum fee: Minimum quarterly Advisory Fee of $45 for accounts below $15,000; $18.75 minimum for accounts qualifying for lowest advisory fee

Location

1355 S. Route 59, Ste. 102

Naperville, IL 60564

Most active in

Illinois

Work history

State Farm Investment Management Corp

2021 - Present (5 years)

State Farm VP management Corp.

1998 - Present (28 years)

Randy EMS Insurance Agency

1992 - Present (34 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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John D

Series 63, Series 65

Hinsdale, IL

Doncaster Wealth LLC

General retirement planning Income planning Wealth management Tax-loss harvesting Charitable giving tax strategies

Maggie B

CFP®, CPA, RICP®

Naperville, IL

NexJenn Financial Services

I believe that everyone should have access to a professional advisor who understands their needs and can help them achieve the lifestyle they desire. As a financial advisor, I am dedicated to learning about your personal goals and using them to build a retirement plan tailored to your unique situation. NexJenn Financial Services was founded in response to the demand for financial planning from my tax clients. Often squeezed between spending for their kids’ education, caring for an elderly relative and saving for their own retirement, many were anxious about their financial future. I have enjoyed helping my clients find a balance and focus on building a strong financial future. I am a CPA® and CERTIFIED FINANCIAL PLANNER Professional®, as well as a Retirement Income Certified Professional®. Additionally, I am a member of the National Association of Personal Financial Advisors and the XY Planning Network. In my spare time, my husband and I volunteer at a homeless shelter. I also love to bike and travel and am an aspiring photographer. I have been married for 30 years and together with my awesome husband, we’ve raised three awesome kids.

General retirement planning Elder care planning Sandwich Generation Gen X (Born 1965-1980)
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Jeffrey D

CFP®

Glen Ellyn, IL

4D Financial Advisors, LLC

General retirement planning Social Security optimization Tax-loss harvesting
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Michael L

CFP®

Wheaton, IL

Lamke Financial LLC

General retirement planning General tax planning Passive / index investing Real estate investing
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Joseph M

CFP®

Naperville, IL

Heritage Drive Wealth Management LLC

General retirement planning Cash flow / budgeting
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Dennis K

Series 63, Series 65

Oak Brook, IL

Karstens Wealth

Stock option exercise strategy Cash flow / budgeting College savings (529s, UTMA, etc.) Founder/Business Owner Executive
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