Paul Kramer

Zachary Seidman is a financial advisor at Phase Line Financial, an independent advisory firm. He holds Series 65 and Series 66 licenses and has three years of industry experience. Prior to founding Phase Line Financial in 2023, he worked at Barrett Financial Group and several mortgage and insurance firms. He is also a licensed life insurance agent, dedicating part of his professional time to insurance sales. Phase Line Financial provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, charitable organizations, and businesses. The firm employs a tailored investment approach combining passive management with fundamental and technical analysis within a Modern Portfolio Theory framework.

William Buckingham is a CFP® and holds a Series 63 license, operating as the sole advisor at W. C. Buckingham, CPA in Arroyo Grande, CA. He has been with the firm since 1993, totaling 33 years of experience in accounting and investment advisory services. W. C. Buckingham, CPA is a fee-only accounting and investment advisory practice serving individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm uses a strategic asset allocation approach combining passive index funds and ETFs with selective active managers, and offers both project-based financial plans and ongoing advisory services integrated with accounting and tax considerations.

Thorne O Connell is a financial advisor at X Advisors, LLC with two years of industry experience. He holds a Series 66 designation and has previously worked at Cambridge Investment Research, Pomona College, Sallie Mae, and Pennsylvania State Employees Credit Union. X Advisors, LLC is a seven-advisor team managing approximately $190 million for about 275 clients, including individuals, trusts, estates, business entities, and retirement plans. The firm offers a range of wealth management and financial planning services, employing fundamental, technical, quantitative, and sector analysis to construct and continuously monitor diversified portfolios.

Nicholas Mazorra is a CFP® professional at Private Wealth Advisors with 18 years of experience. He has worked at Private Wealth Advisors since 2008. Private Wealth Advisors provides discretionary portfolio management, financial consulting, and pension consulting to individuals, families, trusts, estates, charitable organizations, and business entities. The firm constructs portfolios based on individual objectives and risk tolerances, employing fundamental analysis and a long-term purchase orientation, while incorporating options for hedging and strategic purposes when appropriate.

Alexander Koury is a financial advisor with X Advisors, LLC and holds Series 63 and Series 65 licenses. He has been working in the financial services industry since 2022 and also owns and manages a consulting firm focused on online media marketing. His prior work experience includes roles outside finance such as at Crunch Fitness and Texas Roadhouse. X Advisors, LLC is a seven-advisor team managing approximately $189.9 million for about 275 clients, including individuals, trusts, estates, business entities, and retirement plans. The firm offers a range of services including asset management, financial planning, and defined contribution plan consulting, using a variety of investment approaches and continuously monitoring portfolios to align with client goals.