Advisor at Claro Advisors Inc.
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Claro Advisors Inc.
Location
Narragansett, RI 02882
Credentials
Series 63, Series 66
Industry experience
19 years
Nicholas Desousa is a financial advisor at Claro Advisors Inc. with 19 years of industry experience. He previously worked at MONECO Advisors, LPL Financial, MJP Wealth Advisors, and Wells Fargo Clearing Services. Outside of advising, he serves as Treasurer and Board Member of the Narragansett Chamber of Commerce, where he reviews financials and assists with event planning. Claro Advisors Inc. serves individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans with investment advisory, financial planning, and consulting services. The firm employs a fundamentally driven, long-term investment approach and manages a private technology-focused fund while facilitating client access to digital-asset accounts and non-purpose lending programs.
Based on Claro Advisors Inc.
Fixed fees for financial planning (negotiable), estate planning flat fee $500 to $2,500, retirement plan advisory flat fee up to $40,000 annually
$0+: 0.50% to 1.50% annually (negotiable based on factors) $0+: Up to 1.00% annually for retirement plan advisory services $0+: 0.65% annually consulting fee for Financial Institution Consulting Services (based on MSI assets) $0+: Up to 3.00% total blended fee max including Independent Managers
Up to $300 per hour for financial planning/consulting services
Fee-only: Financial planning or consulting services offered hourly up to $300/hour, fixed fees negotiable, annual retainer up to $6,500/year, estate planning flat fee $500 to $2,500
750 Boston Neck Rd, Ste 9
Narragansett, RI 02882
Rhode Island
Claro Advisors, LLC
2025 - Present (1 year)
MONECO Advisors, LLC
2019 - 2025 (6 years)
LPL Financial, llc
2019 - 2021 (2 years)
MJP Wealth Advisors
2018 - 2019 (1 year)
Wells Fargo Clearing
2014 - 2018 (4 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is not active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
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Bank
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Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Series 63, Series 65, Series 66
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CFP®, Series 65
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Series 63, Series 65
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Lally Wealth Management, LLC
Series 65
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MB Financial Planning LLC
CFP®, Series 65
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Wickford Wealth Management, LLC
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