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Miguel Cebolla Tomas

Advisor at Zink Wealth Solutions LLC

Updated today

Location

Miami, FL 33133

Credentials

Series 66

Industry experience

14 years

About

Miguel Cebolla Tomas is a Series 66 licensed financial advisor with 14 years of industry experience. He is currently with Zink Wealth Solutions LLC and has previously worked at PNC Investments and various BBVA entities. Outside of his advisory role, he serves as president of a homeowners association nonprofit and holds management positions in several family-owned businesses including real estate and tax preparation firms. Zink Wealth Solutions LLC provides advisory services to high net worth individuals, pooled investment vehicles, and corporations. The firm offers discretionary portfolio management using model portfolios and a combination of analytical methods, investing across diverse asset classes and delivering tailored financial consulting and educational seminars.

Client services

Based on Zink Wealth Solutions LLC

Portfolio management Educational seminars or workshops
Asset allocation services, advisory consulting

Expertise

Based on Zink Wealth Solutions LLC

ESG / Sustainable investing Options & derivatives strategies Private / alternative investments

Fee options

Fixed

Financial consulting fixed fees range from $50,000 to $200,000 depending on scope and complexity

Percentage

0.25% - 2.00% annually (varies by asset size, complexity, and services provided; negotiable)

Commissions

Insurance agents affiliated with firm earn separate commission-based compensation for insurance product sales

Other

Account minimum: No stated minimum; firm may terminate accounts deemed too small to manage effectively Fee-only: Portfolio management fees charged as percentage of AUM; financial consulting charged as fixed fees; no commissions on advisory fees

Location

2937 Sw 27 Th Ave, Suite 303

Miami, FL 33133

Most active in

Florida

Work history

Zink Distributions Solutions LLC

2022 - Present (4 years)

Zink Wealth Solutions LLC

2022 - Present (4 years)

Zink Insurance Solutions LLC

2021 - Present (5 years)

PNC investments

2021 - 2021 (1 year)

Bbva Compass Insurance Agency, Inc.

2014 - 2021 (7 years)

Bbva Securities Inc.

2013 - 2021 (8 years)

Bbva Wealth Solutions Inc.

2012 - 2021 (9 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Michael L

Series 63, Series 65

Coral Gables, FL

Ladin Financial Group, Inc.

Michael Ladin is the principal of Ladin Financial Group, Inc., an independent advisory firm based in Coral Gables, FL. He holds Series 63 and Series 65 licenses and has 13 years of industry experience. In addition to his advisory work, he owns and operates Ladin Consulting Group, Inc., which involves insurance sales, and American Outback Expeditions, a vacation rental business. Ladin Financial Group provides financial planning and investment management services to individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm employs a modern portfolio theory approach with globally diversified portfolios and often delegates security selection and trading to outside managers while retaining oversight and model selection responsibilities.

General retirement planning Social Security optimization College savings (529s, UTMA, etc.)
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CFP®, ChFC®, Series 63, Series 65

Miami Beach, FL

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Wealth management Retirement plans for business owners (SEP, solo 401k) Tax-loss harvesting Passive / index investing
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Miami, FL

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Real estate investing
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Coral Gables, FL

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Annuities Real estate investing College savings (529s, UTMA, etc.)
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Series 65

Coral Gables, FL

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Ernesto Moreno is a financial advisor at MULTUS Asset Management with 14 years of industry experience. He holds a Series 65 designation and has been involved with MULTUS LLC, First Capital & Supplies, and MULTUS Consulting since 2009-2010. He is also a stakeholder in MULTUS Consulting C.A., a financial and economics consulting firm based in Venezuela. MULTUS Asset Management provides discretionary investment advisory services to high-net-worth individuals and private companies, combining macroeconomic analysis with fundamental research across a diverse range of securities. The firm serves a meaningful non-U.S. client base and incorporates sovereign and emerging-market instruments in its investment approach.

Active portfolio management Options & derivatives strategies Concentrated stock management
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Leon S

Series 65

Surfside, FL

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Options & derivatives strategies
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