Advisor at Retirement & Investment Planning, Inc.
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Retirement & Investment Planning, Inc.
Location
Petoskey, MI 49770
Credentials
Series 63, Series 65
Industry experience
9 years
Michelle Shawn is a financial advisor with Retirement & Investment Planning, Inc. in Petoskey, MI, holding Series 63 and Series 65 licenses and with nine years of industry experience. She has worked at Retirement & Investment Planning, Inc. since 2009 and was previously with Gradient Advisors, LLC. In addition to her advisory role, she is an agent at Senior Benefits Network, where she works with Medicare, life, and annuities. Retirement & Investment Planning, Inc. provides asset management, retirement-plan advisory, and financial planning services primarily to individual, non–high-net-worth clients. The firm operates mainly on a non-discretionary basis, uses a variety of analytical methods, and manages approximately $3.6 million in client assets across about 24 relationships.
Based on Retirement & Investment Planning, Inc.
Based on Retirement & Investment Planning, Inc.
$75 fixed-dollar fee per account for paper statements or $25 for electronic statements for households below $100K; $15 Quarterly Service Fee per account or investment strategy
$0 - $100,000: 1.50% (RI Planning advisory fee; negotiable) $0 - $250,000: 0.79% (GeoWealth UMA Models, includes RI Planning fee) $0 - $250,000: 0.38% (GeoWealth Fund Models, includes RI Planning fee) $250,000 - $500,000: 0.73% (GeoWealth UMA Models, includes RI Planning fee) $250,000 - $500,000: 0.36% (GeoWealth Fund Models, includes RI Planning fee) $500,000 - $2,000,000: 0.66% (GeoWealth UMA Models, includes RI Planning fee) $500,000 - $2,000,000: 0.34% (GeoWealth Fund Models, includes RI Planning fee) $2,000,000 - $5,000,000: 0.48% (GeoWealth UMA Models, includes RI Planning fee) $2,000,000 - $5,000,000: 0.32% (GeoWealth Fund Models, includes RI Planning fee) $0+: Gradient Investments, LLC Strategic Portfolios: 2.00% total (1.00% GI + 1.00% RI) $0+: Gradient Investments, LLC Tactical Portfolios: 1.80% total (0.80% GI + 1.00% RI) $0+: Gradient Investments, LLC Allocation & Defined Outcome Portfolios: 1.70% total (0.70% GI + 1.00% RI) $0+: Gradient Investments, LLC Preservation Portfolios: 1.00% total (0.40% GI + 0.60% RI) $0+: Gradient Investments, LLC Private Wealth Portfolios: 1.50% total (0.50% GI + 1.00% RI)
Insurance commissions received by Michelle Shawn as insurance agent, separate from advisory fees
Minimum fee: $75 fixed-dollar fee per account for paper statements or $25 for electronic statements for households below $100K; $15 Quarterly Service Fee per account or investment strategy Fee-only: RI Planning charges advisory fees based on percentage of assets under management; fees are negotiable
616 Petoskey St., Suite 208
Petoskey, MI 49770
Michigan
Retirement & Investment Planning, Inc
2020 - Present (6 years)
Gradient Advisors, LLC
2017 - 2019 (2 years)
Senior Benefits Network
2017 - Present (9 years)
Retirement & Investment Planning, Inc
2009 - Present (17 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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