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Michael Rainey

Advisor at Rainey & Randall Wealth Advisors, Inc.

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Rainey & Randall Wealth Advisors, Inc. logo

Firm

Rainey & Randall Wealth Advisors, Inc.

Location

Celebration, FL 34747

Credentials

Series 63, Series 65

Industry experience

24 years

About

Michael Rainey is a financial advisor with Rainey & Randall Wealth Advisors, Inc. He holds Series 63 and Series 65 licenses and has 24 years of industry experience. Since 1999, he has been with Rainey & Randall Investment Management, Inc. He also works as an independent insurance agent, addressing insurance-related client needs on a limited basis outside of business hours. Rainey & Randall Wealth Advisors is a registered investment adviser serving individual and high-net-worth clients with discretionary portfolio management, financial planning, and limited-scope ERISA retirement-plan services. The firm manages approximately $820 million in discretionary assets and uses tailored asset-allocation models combining mutual funds, ETFs, and selected individual securities based on a blend of modern portfolio theory and various analytical methods.

Client services

Based on Rainey & Randall Wealth Advisors, Inc.

Financial planning Portfolio management

Expertise

Based on Rainey & Randall Wealth Advisors, Inc.

College savings (529s, UTMA, etc.) Retirement plans for business owners (SEP, solo 401k)

Fee options

Percentage

$0 - $500,000: 1.25% annually $500,000 - $1,000,000: 1.15% annually $1,000,000 - $2,000,000: 0.95% annually $2,000,000 - $5,000,000: 0.75% annually $5,000,000 - $7,500,000: 0.50% annually $7,500,000 - $10,000,000: 0.35% annually $10,000,000 - $25,000,000: 0.25% annually $25,000,000+: 0.20% annually

Commissions

Insurance products commissions earned by licensed insurance agent

Project-based

Financial planning hourly rate not to exceed $300/hour

Other

Account minimum: $500,000 Fee-only: Financial planning charged hourly, not to exceed $300/hour; fees may be waived if investment portfolio is managed

Location

610 Sycamore Street, Suite 340

Celebration, FL 34747

Most active in

Florida · Louisiana · North Carolina · Texas

Work history

Rainey & Randall Investment Management, Inc.

1999 - Present (27 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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