Advisor at Spectrum Asset Management Inc
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Firm
Spectrum Asset Management Inc
Location
Paia,, HI
Credentials
CFP®, Series 63
Industry experience
30 years
Michael Ottman is a CFP® with 30 years of industry experience, currently serving at Spectrum Asset Management Inc since 2013. He holds a Series 63 license and also works as a life and long-term care insurance agent in Paia, Hawaii. Spectrum Asset Management oversees approximately $640 million for around 305 clients, offering discretionary portfolio management, financial planning, and sub-advisory services. The firm employs a blend of fundamental, technical, and cyclical analysis through model portfolios tailored to client objectives, with a focus on growth-at-a-reasonable-price equity strategies and actively managed fixed-income portfolios.
Based on Spectrum Asset Management Inc
Based on Spectrum Asset Management Inc
Fees for additional extraordinary financial planning or estate planning services, mutually agreed upon.
$0 - $750,000: 1.65% Maximum $750,001 - $5,000,000: 1.00% $5,000,001 - $10,000,000: 0.60% $10,000,001+: 0.40%
Financial planning fees based on nature and complexity, mutually agreed upon; no specific hourly rate stated.
Account minimum: $1,000,000 Fee-only: Fee-only basis for discretionary investment advisory services; fees based on tiered AUM schedule.
Paia,, HI
California · Hawaii · Texas
Spectrum Asset Management, Inc.
2013 - Present (13 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is not active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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