Michael Opalski
Advisor at Capital Investment Advisors
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Advisor at Capital Investment Advisors
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Location
Washington D.C., DC 20007
Credentials
Series 66
Industry experience
6 years
Michael Opalski is a financial advisor at Capital Investment Advisors with six years of industry experience and holds the Series 66 designation. Prior to joining Capital Investment Advisors, he was involved with City Bonfires LLC, Egg'n LLC, and Back Home Products for five years. Capital Investment Advisors serves individuals, high-net-worth clients, trusts, foundations, and retirement plans by providing financial consultation, customized financial plans, and asset management services. The firm employs a multi-stage planning process and integrates ongoing education and workshops, offering both discretionary portfolio management and access to third-party multi-manager programs.
Based on Capital Investment Advisors
Based on Capital Investment Advisors
Standalone financial planning fees between $500 and $5,000 depending on complexity; some fixed fees for unique consultation services
$0 - $250,000: highest fee tier applying to first $250,000 (exact percentage not stated, but Third-Party Multi-Manager Program fees generally decline by asset tiers) $250,000 - $500,000: reduced charge for next $250,000 $500,000+: lowest charge applicable to all assets above $500,000
Commissionable products such as securities and insurance may be recommended; commissions earned may offset planning fees; clients are not obligated to purchase
Unique consultation and analysis services may be charged hourly: $500/hr for firm principal, $350/hr for manager, $200/hr for senior associate, $150/hr for associate
Account minimum: No net-worth minimum required for Independence Energizer clients; $500,000 net-worth minimum for Independence Optimizer clients; $1,000,000 net-worth minimum for Independence Maximizer clients Minimum fee: Independence Accelerator initial plan and review fees minimum $500; Independence Energizer review minimum $500; Integrated Independence Wealth Management minimum combined fee $10,000 for AUM over $1,000,000 Fee-only: Financial consultation and planning fees range from $500 to $5,000 for standalone planning; annual review services fees range from $500 to $25,000 depending on program level; asset management fees from 1.25% to negotiable (including tiered rates for third-party multi-manager programs)
1000 Potomac Street N.W., Suite 300
Washington D.C., DC 20007
Delaware · District of Columbia · Maryland · Pennsylvania · Virginia
Capital Investment Advisors, Inc.
2025 - Present (1 year)
Cambridge Investment Research, Inc.
2025 - Present (1 year)
Voya Financial Advisors, Inc.
2025 - 2025 (1 year)
UnEMPLOYED
2025 - 2025 (1 year)
City Bonfires LLC, Egg'n LLC, Back Home Products
2020 - 2025 (5 years)
Miltek USA
2015 - 2020 (5 years)
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Insurance agent
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