Michael Gay
Advisor at Planvesting, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
About
Michael Gay is a CFP® professional with 13 years of industry experience. He is the principal of Planvesting, LLC, an independent investment adviser based in Grayling, MI, where he has worked since 2012. In addition to his advisory role, he has published on low-risk investing and provides small business consulting. Planvesting is a state-registered firm that offers consultative financial planning and portfolio management to individuals, retirement plans, trusts, estates, and other institutional clients. The firm emphasizes passive, asset-class-based portfolios using no-load mutual funds and ETFs, operating primarily on a non-discretionary basis with a fee structure based on fixed retainers or hourly planning rather than asset percentages.
Fee options
Consultative Planning Services billed at $175 to $250 per hour (negotiable)
Account minimum: $250,000 Minimum fee: Portfolio Management fees typically range from $2,500 to $6,000 per year, billed quarterly ($625 to $1,500 per quarter)
Location
Grayling, MI
Most active in
Michael G has reported serving >5 clients in these states in the last 12 months.
Michigan
Work history
Planvesting, LLC
2012 - Present (14 years)
Disclosures
Disclosures include customer complaints, regulatory actions, employment terminations, bankruptcies, and certain legal protections.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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Series 63, Series 65
Grayling, MI
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Ashley B
Series 66
Grayling, MI
Edward Jones
Hunter M
Series 66
Grayling, MI
LPL Financial
Athena H
Series 66
Grayling, MI
Ameriprise
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