Michael Dinich

Damien Mustico is a financial advisor with The Mustico Financial Group, Inc. in Elmira, NY, holding Series 63 and Series 65 licenses and having 21 years of industry experience. He previously worked at FSC Securities Corporation, Inc. for 12 years before joining The Mustico Financial Group and Mutual Securities, Inc. in 2017. His outside activities include operating independent insurance agencies and providing trust and estate planning referrals through affiliated law firms. The Mustico Financial Group provides discretionary investment supervisory services and individualized portfolio management to a diverse client base including high-net-worth individuals, pension plans, and charities. The firm employs fundamental analysis and both long- and short-term strategies, managing about $316 million in assets across approximately 460 client relationships.

Xavier Mustico is a CFP® with seven years of industry experience currently serving at The Mustico Financial Group, Inc. He previously worked at Bank of America, Merrill, and Mutual Securities, Inc. Outside of his advisory role, he serves as a board member of Elmira Downtown Development, Inc., a local nonprofit organization. The Mustico Financial Group offers discretionary investment supervisory services, financial planning, and consulting to individuals, pension plans, and charities. The firm manages approximately $316 million across about 460 client relationships, using client-specific investment guidelines and fundamental analysis in its portfolio management.

Michael Mustico is the principal of The Mustico Financial Group, Inc. in Elmira, NY, with 24 years of experience in financial services and law. He holds Series 63 and Series 65 licenses and has been involved with his firm since 2002. Outside of advising, he is a minority general managing partner of a local holding company that owns the building leased by his firm. The Mustico Financial Group provides discretionary investment supervisory services, portfolio management, financial planning, and consulting to individuals, pension plans, charities, and other entities. The firm manages over $316 million across approximately 460 clients, using client-specific investment guidelines, fundamental analysis, and both long- and short-term strategies.

Elizabeth Mustico is a financial advisor at The Mustico Financial Group, Inc. with a Series 65 credential and one year of industry experience. She has been affiliated with The Mustico Financial Group since 2021. The Mustico Financial Group provides discretionary investment supervisory services, portfolio management, financial planning, and consulting to individuals, pension plans, charities, and other entities. The firm manages approximately $316.5 million across about 460 clients, using client-specific investment guidelines and a mix of long- and short-term strategies.

Andrew Cartwright is a financial advisor at Valicenti Advisory Services Inc. in Elmira, NY. He holds a Series 65 designation and has been with the firm since 2012. Prior to his current role, he worked in the Corning Painted Post Area School District from 2009 to 2022. Valicenti Advisory Services, Inc. provides discretionary investment management and financial planning to a range of clients including individuals, trusts, and business entities. The firm uses a top-down, Modern Portfolio Theory approach and offers additional services such as tax preparation, bookkeeping, payroll, and insurance through affiliated entities.

Loren Wood is a financial advisor with Vanderbilt Advisory Services, holding Series 63 and Series 66 registrations and bringing 39 years of industry experience. He previously worked for IBN Financial Services, Inc. for 21 years. Outside of his advisory role, Wood operates a sole proprietorship focused on accounting and tax preparation. Vanderbilt Advisory Services serves a diverse client base including individuals, charitable organizations, trusts and estates, businesses, and retirement plans. The firm offers a range of portfolio management and financial planning services, emphasizing strategic asset allocation and combining fundamental, technical, and charting analysis, with a notable integration of retirement-plan and benefits firms supporting pension consulting and plan administration.