Michael Gray
Advisor at Creative Financial Designs, Inc.
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Advisor at Creative Financial Designs, Inc.
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Location
Cookeville, TN 38501
Credentials
CFP®, Series 66
Industry experience
3 years
Michael Gray is a financial advisor with Csenge Advisory Group, LLC and holds a Series 66 designation. He has three years of industry experience, including roles at Integrity Alliance, Lion Street Financial, and Fidelis Financial Strategies. Outside of his advisory work, he serves as Board President for Hope Springs Clinic, a nonprofit providing urgent mental health care services. Csenge Advisory Group serves charitable organizations, corporations, business entities, and individual clients, including high-net-worth families. The firm offers asset management, financial planning, and retirement plan consulting, using a top-down investment process that combines fundamental and technical analysis to construct portfolios primarily with mutual funds and ETFs.
Based on Creative Financial Designs, Inc.
Based on Creative Financial Designs, Inc.
$0+: Starting at 0.50% annually up to 2.00% annually for Brokerage Management platform $0+: Starting at 0.50% annually up to 1.50% annually for Self-Directed Management platform $0+: Starting at 0.50% annually up to 1.50% annually for Variable Annuity Management platform $0+: Starting at 0.50% annually up to 1.50% annually for Non-Discretionary Advisory Services
Hourly fee up to $350 per hour, negotiable
Retainer fees from $25 per month up to $3,500 per month, negotiable
Account minimum: $7,000 Minimum fee: Custodial fee charged by cfd Investments for accounts at NFS: $8 monthly minimum fee Fee-only: Advisory fees negotiated between 0.50% and 2.00% annually depending on service and platform
228 E. Broad St. Ste #100
Cookeville, TN 38501
Tennessee
cfd Investments, Inc.
2026 - Present (1 year)
Creative Financial Designs, Inc
2026 - Present (1 year)
Integrity Alliance, LLC
2025 - 2026 (1 year)
Csenge Advisory Group, LLC
2024 - 2026 (2 years)
Lion Street Financial, LLC
2023 - 2026 (3 years)
Fidelis Financial Strategies
2022 - 2026 (4 years)
HCL America
2021 - 2022 (1 year)
Tennessee Tech University
2020 - 2021 (1 year)
Satellite Med
2018 - 2020 (2 years)
Highlands Dermatology and Surgical Associates
2017 - 2022 (5 years)
Firehouse Subs
2015 - 2017 (2 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Is not active or affiliated with:
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Lawyer
They provide legal services, typically billed separately.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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