Advisor at Encompass Wealth Management LLC
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Firm
Encompass Wealth Management LLC
Location
Libertyville, IL 60048
Credentials
CFP®, Series 63, Series 65
Industry experience
21 years
Michael Calzolano is a CFP® professional with 21 years of experience in the financial services industry. He has worked at Encompass Wealth Management LLC since 2010 and also holds positions with Humana, Blue Cross Blue Shield, and The Life Insurance Pro. Encompass Wealth Management LLC provides discretionary asset management and financial planning services to individuals, high-net-worth clients, and their related trusts and estates. The firm employs asset-allocation models based on modern portfolio theory and offers access to mutual funds, ETFs, individual securities, third-party managers, and alternative investments, with a focus on personalized oversight and tailored investment strategies.
Based on Encompass Wealth Management LLC
Based on Encompass Wealth Management LLC
Fixed fees for financial planning may be negotiated based on complexity
$0 - $250,000: 1.25% $250,000 - $1,000,000: 1.00% $1,000,000 - $5,000,000: 0.65% $5,000,000 - $10,000,000: 0.50% $10,000,000+: 0.40%
Commission-based compensation may be received for sale of insurance products by advisory professionals
Financial planning hourly rate at $250/hour
Minimum fee: No minimum fee required; fees are negotiable and may be tiered or flat Fee-only: Financial planning fees charged hourly at $250/hour or fixed fee; minimum expected fee approximately $2,000; fees may be waived if client commits minimum assets (generally $250,000) to management
1870 W Winchester Road, Suite 148
Libertyville, IL 60048
Illinois
Encompass Wealth Management LLC
2010 - Present (16 years)
Humana
2008 - Present (18 years)
Blue Cross Blue Shield
2005 - Present (21 years)
The Life Insurance Pro
2005 - Present (21 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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