Michael Decker
Advisor at Kedrec LLC
Updated today
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
About
Michael Decker is a financial advisor at Kedrec LLC with a Series 65 credential and two years of industry experience. He has held roles at multiple firms including Decker Retirement Planning Inc. and Absolute Return Solutions, Inc. Outside of advisory work, he is involved in coaching on operations and marketing through The Advisory Suite LLC and leads a personal budgeting app development company, Cash Flow and Capital LLC. Kedrec LLC provides advisory services to individuals, trusts, estates, and other entities through subscription-based wealth planning, discretionary portfolio management, and specialized consulting such as 1031 exchange advisory and real estate investment analysis. The firm employs a blend of individualized financial planning with passive portfolio construction and offers active management options, using multiple analysis methods and tax-aware strategies.
Expertise
Based on Kedrec LLC
General retirement planning
Retirement income strategy
Medicare planning
Tax-loss harvesting
Wealth management
Fee options
Negotiable fixed fee up to $5,000 for initial wealth planning services
$0 - $150,000: $1,188 annually ($99/month) $150,000 - $200,000: $1,668 annually ($139/month) $200,000 - $250,000: $2,148 annually ($179/month) $250,000 - $300,000: $2,628 annually ($219/month) $300,000 - $350,000: $3,108 annually ($259/month) $350,000 - $400,000: $3,588 annually ($299/month) $400,000 - $450,000: $4,068 annually ($339/month) $450,000 - $500,000: $4,548 annually ($379/month) $500,001 - $1,000,000: $4,788 annually ($399/month) $1,000,001+: $4,788 annually ($399/month) unless meeting Accredited tier criteria Accredited Investors (net worth > $1 million or income > $200,000 individual / $300,000 joint)+: $5,988 annually ($499/month) Retired clients (any investable assets)+: $7,188 annually ($599/month)
Commission-based compensation from insurance product sales by licensed Associated Persons
Up to $250 per hour for additional wealth planning appointments or complex tax services
Monthly subscription fees for wealth management services ranging from $99 to $599 per month depending on tier
Account minimum: $100,000 Minimum fee: Negotiable fixed fee up to $5,000 for wealth planning services; ongoing semi-annual wealth planning fees up to $5,000 fixed or $250/hour Fee-only: Wealth planning fixed fees, monthly subscription fees for wealth management, hourly fees for additional planning ($250/hour)
Location
9393 W 110 Th St, Suite 100
Overland Park, KS 66210
Most active in
Michael D has reported serving >5 clients in these states in the last 12 months.
Kansas · Missouri · Texas
Work history
Cash Flow and Capital LLC
2024 - Present (2 years)
Kedrec LLC
2022 - Present (4 years)
Kedrec Legacy, LLC
2021 - Present (5 years)
The Advisory Suite LLC
2020 - Present (6 years)
Decker Retirement Planning Inc,
2018 - 2020 (2 years)
Decker Retirement Planning Inc
2016 - 2018 (2 years)
Absolute Return Solutions, Inc.
2014 - 2016 (2 years)
Disclosures
Disclosures include customer complaints, regulatory actions, employment terminations, bankruptcies, and certain legal protections.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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