Michael Brady
Advisor at Clarity Advisors
Updated today
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
About
Michael Brady is a financial advisor at Clarity Advisors with 12 years of industry experience. He holds a Series 63 designation and has worked at multiple firms including Pfs Investments Inc. and Maus Software LLC. Outside of advising, he is involved in insurance sales as a sole proprietor and works as an account executive for an estate planning software company. Clarity Advisors serves individual investors and business clients, offering financial planning, discretionary portfolio management, retirement plan consulting, business advisory and valuation services, and access to tax and digital estate-planning providers. The firm emphasizes a long-term, passive asset-allocation strategy and provides retirement-plan consulting and educational seminars with a particular focus on plan sponsors and business owners.
Client services
Based on Clarity Advisors
Financial planning
Portfolio management
Pension consulting
Educational seminars or workshops
Tax services, estate planning services, business advisory and valuation services
Tax services, estate planning services, business advisory and valuation services
Expertise
Based on Clarity Advisors
Business exit / sale strategy
Business succession planning
Business ownership considerations
Retirement plans for business owners (SEP, solo 401k)
Cash flow / budgeting
Fee options
$3,000 per financial plan; $15,000 per business advisory plan; $1,500 to $3,000 for business valuation services
1.00% annually
$150 per hour for early termination work
Location
Buffalo, NY
Most active in
Michael B has reported serving >5 clients in these states in the last 12 months.
New York
Work history
Vanilla Technologies, Inc.
2025 - Present (1 year)
Clarity Advisors, LLC
2024 - Present (2 years)
Maus Software LLC
2023 - 2025 (2 years)
Maus Software, LLC
2022 - 2023 (1 year)
Swoon
2021 - 2021 (1 year)
TSI
2020 - 2020 (1 year)
Primerica Advisors
2020 - 2024 (4 years)
BRADY
2017 - 2018 (1 year)
Solidifi
2016 - 2017 (1 year)
Primerica Advisors
2015 - 2020 (5 years)
Primerica Advisors
2013 - 2024 (11 years)
NYRVP, LLC
2013 - 2024 (11 years)
Primerica Financial services
2012 - 2024 (12 years)
Disclosures
Disclosures include customer complaints, regulatory actions, employment terminations, bankruptcies, and certain legal protections.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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Free Time Financial LLC
I'm a retirement focused advisor with over 10 years of experience. I specialize in tax-efficient retirement planning and investment management for those that are retired or within a few years of retiring, all for a flat annual fee. I launched Free Time Financial in March 2025 after spending 10 years working for a Registered Investment Advisor firm who provided tax-efficient retirement planning, but charged for the service based on how large your investment accounts were. That model never made sense to me, and I finally left to build a firm on my own terms, where I could take wonderful care of a smaller number of families and charge them based on the complexity of the service and not on how wealthy they are.
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