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Michael Biancosino

Advisor at Edelman Financial Engines

Updated today
Edelman Financial Engines logo

Firm

Edelman Financial Engines

Location

Federal, WA 98001

Credentials

CFP®, Series 63, Series 65

Industry experience

4 years

About

Michael Biancosino is a CFP® professional with four years of industry experience, currently serving as a financial advisor at Edelman Financial Engines. His prior work includes roles at Fidelity Investments and Financial Engines Advisors L.L.C., as well as experience at the University of San Diego. Edelman Financial Engines provides technology-enabled investment advisory services for workplace retirement accounts, IRAs, taxable accounts, and institutional clients, managing both model-based and customized portfolios through a combination of advisor-led and online offerings.

Client services

Based on Edelman Financial Engines

Financial planning Portfolio management Pension consulting Selection of other advisers Newsletters or periodicals Educational seminars or workshops

Expertise

Based on Edelman Financial Engines

Retirement income strategy General retirement planning Tax-loss harvesting Private / alternative investments Concentrated stock management

Occupation focus

Based on Edelman Financial Engines

Retired Founder/Business Owner

Fee options

Fixed

Up to $10,000 one-time fee for financial plans (waivable). Some clients may have negotiated flat fees not exceeding 1.75% AUM.

Percentage

$0 - $400,000: 1.75% $400,001 - $750,000: 1.25% $750,001 - $1,000,000: 1.00% $1,000,001 - $3,000,000: 0.75% $3,000,001 - $10,000,000: 0.60% $10,000,001 - $25,000,000: 0.50% $25,000,000 - Negotiable: Negotiable

Project-based

Up to $10,000 one-time fee for financial plan development (can be waived). Online Advice up to $300/year.

Subscriptions

Online Advice fees up to $300 per year, payable in advance by credit card.

Other

Account minimum: $5,000 for Wrap Fee Program legacy EFS clients (may be reduced or waived at discretion), $500,000 for institutional clients (may be waived or reduced at discretion), $10,000 for Workplace IRA (may be waived), $5.00 for defined contribution plan participants prior to transactions. Minimum fee: $225 minimum quarterly fee may apply for Personal Advisor clients. Fee-only: Fees based on assets under management as per tiered schedule; no commissions.

Location

32001 32 Nd Ave S, Suite 330

Federal, WA 98001

Most active in

Arizona · Texas · Washington

Work history

Edelman Financial Engines

2026 - Present (1 year)

Edelman Financial Engines

2024 - 2026 (2 years)

Financial Engines Advisors L.L.C.

2022 - 2024 (2 years)

Fidelity Investments

2021 - 2022 (1 year)

University of San Diego

2020 - 2021 (1 year)

Unemployed

2019 - 2021 (2 years)

University of Idaho Student Recreation Center

2018 - 2019 (1 year)

Northwest Paddleboarding

2018 - 2018 (1 year)

Interactive Technologies Group Inc

2017 - 2017 (1 year)

University of Idaho

2016 - 2019 (3 years)

University of Idaho

2016 - 2019 (3 years)

Unemployed

2011 - 2017 (6 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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