Melissa Pavone
Advisor at Forefront
Updated today
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Forefront
Location
Westhampton Beach, NY 11978
Credentials
CFP®, Series 63, Series 66
Industry experience
19 years
About
Melissa Pavone is a CFP® professional with 19 years of industry experience, currently serving as an advisor at Forefront. She previously worked at Oppenheimer & Co for 11 years. Outside of her advisory role, she is involved with Money Matters in Marriage, assisting couples in improving financial communication, and she founded Mindful Divorce Partners, which focuses on divorce financial analysis. Forefront provides investment management and financial planning services to individuals, high-net-worth clients, and select businesses, offering tailored investment policies, portfolio management, and specialized planning including retirement, estate, tax, and special-needs services. The firm operates multiple offices and maintains affiliated businesses to support comprehensive client needs.
Client services
Based on Forefront
Financial planning
Portfolio management
Selection of other advisers
Educational seminars or workshops
Expertise
Based on Forefront
Business exit / sale strategy
Business ownership considerations
Business succession planning
Cash flow / budgeting
Planning for children with special needs
Fee options
Financial planning fixed fees range from $2,500 to $100,000; Estate planning coordination fixed fees range from $300 to $10,000.
Negotiable blended rate up to 3% annually
Compensation from sale of securities or investment products including asset-based sales charges or service fees from mutual funds sales; specific amounts not stated.
$150 to $1,000 per hour depending on service level and professional.
Location
3 Woodland Avenue
Westhampton Beach, NY 11978
Most active in
Melissa P has reported serving >5 clients in these states in the last 12 months.
New York
Work history
Mindful Financial Partners
2024 - Present (2 years)
Forefront
2024 - Present (2 years)
Oppenheimer & Co
2013 - 2024 (11 years)
Disclosures
Disclosures include customer complaints, regulatory actions, employment terminations, bankruptcies, and certain legal protections.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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Series 65
Shirley, NY
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Griffin S
Series 65
Westhampton, NY
FlexIncome Fund
Justin S
Series 63, Series 65
Southampton, NY
Palm Capital Group LLC
Steven K
Series 63, Series 65
Hampton Bays, NY
East End Wealth Management
Gilbert C
Series 63, Series 65
Riverhead, NY
Peconic Asset Planning
Catharine C
Series 65
Remsenburg, NY
Benjamin Securities, Inc.
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