Advisor at The Freyr Group
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
The Freyr Group
Location
Phoenix, AZ
Credentials
CFP®, Series 63, Series 66
Industry experience
3 years
Maxwell Michalczik is a CFP® professional with three years of industry experience, currently serving as an advisor at The Freyr Group. His prior experience includes roles at Equitable Advisors, LLC, Chrysalis Wealth Management, and the NAU Foundation Office. He serves as a board member with Angels on Patrol, a nonprofit organization. The Freyr Group provides discretionary asset management, written financial planning, and ERISA 3(21) retirement-plan advisory services for individual clients and plan sponsors. The firm manages approximately $53 million for about 78 clients, working with both high-net-worth and non-HNW individuals, and employs a blend of fundamental, technical, cyclical, and Modern Portfolio Theory analysis in its investment approach.
Based on The Freyr Group
Financial planning fees charged as flat fees between $2,000 and $4,500 depending on complexity
$0 - $1,000,000: 1.15% annually $1,000,000.01 - $3,000,000: 0.95% annually $3,000,000.01 - $5,000,000: 0.75% annually $5,000,000.01+: 0.50% annually
Investment Advisor Representatives receive commissions on insurance products sold as licensed insurance agents
Ongoing financial planning annual fees assessed after first year, typically half of initial plan fee; waived if client uses asset management services
Account minimum: $100,000 Fee-only: Initial financial planning fees between $2,000 and $4,500 depending on complexity; ongoing planning fees typically half of initial fee unless client uses asset management services (then waived)
Phoenix, AZ
Arizona · California · Colorado · Oregon
The Freyr Group, LLC
2025 - Present (1 year)
Freyr Financial & Insurance Services, LLC
2025 - Present (1 year)
Equitable Advisors
2022 - 2025 (3 years)
Equitable Advisors
2021 - 2025 (4 years)
Chrysalis Wealth Management
2021 - 2021 (1 year)
NAU Foundation Office
2021 - 2021 (1 year)
Full Time Student
2012 - 2021 (9 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
CFP®, Series 63, Series 66
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Series 63, Series 65
Phoenix, AZ
FMT Investment Advisory
Series 63, Series 65
Scottsdale, AZ
Karpinski Financial, LLC
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