Matthew Raves

"At DESMO, we are passionate about building the foundation of your life pursuits through financial planning and coaching." Massi is a Ph.D. economist and a CFP® professional specializing in financial planning and behavioral economics. Massi has over 18 years of experience in solving complex financial problems for individuals, financial advisors, and endowments and foundations. Before founding DESMO Wealth, Massi held senior investment strategy positions at Dimensional Fund Advisors in Austin and Stone Ridge Asset Management in New York. Prior to moving to the financial services industry, Massi was an assistant professor at Dartmouth College, where he taught finance and macroeconomics. Massi’s accomplishments include the development of award-winning strategies at Dimensional Fund Advisors and, with S&P Dow Jones, the development of the first set of indices that track retirement readiness (the S&P STRIDE indices). Massi has written numerous papers on financial planning, retirement, risk management, and portfolio selection, and has been featured in Barron's, MarketWatch, S&P Dow Jones, USA Today, and many others. Schedule a call here: https://desmowealth.com/contact/

I began my financial career working as a bank teller during spring breaks and summers while at college. Always strong with numbers, this role introduced me to the importance of developing trusting relationships and delivering superior client service. I have put these skills to work for both institutional and private offices, advising clients and constructing investment portfolios for the past 10 years. In 2014, I formed Everlong Financial in Austin, Texas. My goal was to create a financial planning practice that integrates my investment experience with technology of today. I strongly believes that everyone can benefit from having a formal financial plan in place. As a young professional, I know this is especially true for those just growing into their careers and wealth. In 2009, I married my wife Elizabeth in the mountain town of Asheville, North Carolina. Together with our three children, we enjoy walking the trail around Lady Bird Lake. I am an avid runner and I challenge myself to run 100 miles in the heat of July each year. Living in the "Live Music Capital of the World," I enjoy live music and searching for vinyl LPs to broaden my music collection. I graduated from the University of North Carolina at Chapel Hill with a B.S. in Psychology. I obtained the CERTIFIED FINANCIAL PLANNER™ certification in June 2009.

I am the CEO and Founder of Momentum Private Wealth Management. Founded in 2019, Momentum Private Wealth is an Austin Texas based, independent fee-only wealth management firm. I have over 20 years experience working in the financial investment and planning industry. I first began my career in finance by joining one of the biggest mutual fund companies in the world in a customer service role, and as they say, it was all downhill from there. I quickly moved into more seasoned roles, and with a location change to the San Francisco Bay Area, I moved into the Private Wealth Management side of the business. It was there I found my true love for helping individuals with their wealth management and financial planning needs. Over the next 10 years I had the opportunity to work for two smaller RIA firms where I eventually decided to start my own firm here in the heart of Austin, Texas. The core focus of Momentum Private Wealth Management is to provide transparent and focused investment and financial planning services to individuals and families who are looking to demystify the world of finance. I graduated from the University of California Santa Cruz in 2004 and I obtained the CERTIFIED FINANCIAL PLANNER™ designation in August of 2011.

Bianca Lindsey is a Wealth Management Advisor at Merrill Lynch Wealth Management, where she has been serving clients since 1994. She holds the CERTIFIED FINANCIAL PLANNER® designation and is a Personal Investment Advisor (PIA). Bianca earned a Bachelor of Business Administration from Kaplan University and completed the Longevity Training Program at The University of Southern California, Davis School of Gerontology. Her areas of expertise include college education planning, equity compensation services, family wealth management strategies, legacy planning, LGBT wealth planning, managing new wealth, personal retirement planning, socially responsible and values-based investing, women and wealth, and tax minimization. Bianca is committed to helping clients navigate complex financial situations and align their investments with their values. Outside of her professional work, Bianca is involved with community organizations such as Austin Pride, HAMM, and Meals on Wheels. She enjoys biking, cooking, gardening, music, and spending time with her family.

Wasana Pangan is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 17 years of experience to her role. Before joining Merrill in 2006, she worked as an economist and analyst for the Central Bank of Thailand. Fluent in English and Thai, Wasana focuses on providing customized financial strategies that address the unique goals and circumstances of her clients, many of whom are successful individuals and families seeking to preserve, grow, and transfer wealth across generations. Wasana holds a Bachelor’s degree in electrical and systems engineering from King Mongkut's Institute of Technology Ladkrabang in Thailand, a Master’s degree in industrial engineering from Columbia University, and a Ph.D. in economic decision analysis from Georgia Institute of Technology. Her professional credentials include CERTIFIED FINANCIAL PLANNER® (CFP®), Certified Plan Fiduciary Advisor® (CPFA®), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. She integrates her technical background and fiduciary expertise to deliver thorough analysis and strategic wealth management plans. Residing in Austin, Texas, Wasana lives with her husband, Ed, and they have two adult sons. She engages in personal interests such as cooking, gardening, music, reading, swimming, traveling, and spending time with her family. Her approach centers on building long-term relationships with clients through truthful, prompt, and personalized service aimed at helping them achieve their financial goals.