Matthew Kraus

Susan Naylor is a Wealth Management Advisor with Merrill Lynch Wealth Management. She specializes in personalized wealth management strategies, leveraging Merrill’s extensive investment insights and Bank of America’s banking and lending solutions to help clients pursue their long-term financial goals. Her areas of expertise include college education planning, family wealth management strategies, retirement planning, philanthropic planning, and wealth management for women. Susan holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned both her bachelor's and master's degrees from Arkansas State University and completed her high school education at McClellan High School in Little Rock, AR. In addition to her professional work, Susan is involved in community activities and volunteers with organizations such as Altrusa International of Jonesboro. She is also associated with the Arkansas State University Women's Leadership Center. Outside of work, she enjoys painting, spending time with her family, and watching movies.

Joseph Young is a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, he works closely with clients to develop personalized financial strategies aimed at pursuing their long-term goals. He leverages investment insights from Merrill along with banking and lending solutions from Bank of America to create flexible strategies that align with clients’ changing market conditions. Joseph holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a High School Diploma from The Baylor School. Committed to community involvement, Joseph volunteers with local organizations in support of the Merrill tradition of community participation.

Jesse Ford is a Financial Advisor with Merrill Lynch Wealth Management. He holds the designations of CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA), highlighting his professional qualifications in the financial advisory field. Jesse earned a Bachelor's Degree from Hendrix College and completed a Master of Business Administration (MBA) from the University of Arkansas System. His educational background supports his expertise in financial planning and investment management.

Stacey Harral is Senior Resident Director at Merrill, where she leads the Jonesboro, Eastern Arkansas location for The Harral Group, an all-female six-person team. With over 28 years of experience in wealth management, Stacey provides financial and investment strategies focused on family wealth management, legacy planning, retirement planning, and serving women as well as clients in sports and entertainment. She joined Merrill in 2006 after a decade at Morgan Stanley. Stacey holds a Bachelor's degree from Arkansas State University and a Master's degree from the University of Arkansas at Little Rock. She holds the Personal Investment Advisor (PIA) designation. Stacey emphasizes creating personalized financial strategies tailored to clients’ long-term goals, helping them pursue those objectives with flexibility and insight. Outside of her professional role, Stacey devotes time to community involvement consistent with Merrill’s tradition. She enjoys baseball, cooking, running, and spending time with her husband, Dr. Russ Harral, and their two children.