Advisor at Cultivate Financial
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Matthew Breker is a financial advisor at Cultivate Financial in Fargo, ND, with six years of industry experience. He holds a Series 66 designation and has worked at Mass Mutual Life Insurance Company, Bank of America, Merrill Lynch, and other firms prior to his current role. Outside of advising, he manages a family farm producing corn and soybeans in Rutland, ND. Cultivate Financial provides tailored investment management and financial planning services to individuals and institutional clients, including retirement plans, trusts, foundations, and profit-sharing plans. The firm employs a strategic asset allocation approach using both active and passive managers, third-party managers, and alternative investments when appropriate, and offers ongoing portfolio supervision and consulting services.
Based on Cultivate Financial
Based on Cultivate Financial
Project-Based Financial Planning fixed fee ranging from $1,000 to $12,000 (negotiable)
$0 - $500,000: 1.50% $500,001 - $1,000,000: 1.25% $1,000,001 - $3,000,000: 1.00% $3,000,001 - $5,000,000: 0.80% $5,000,001 - $10,000,000: 0.60% $10,000,000+: 0.50%
$300 per hour for Financial Planning engagements (negotiable)
Ongoing Comprehensive Financial Planning: upfront fee $500-$6,000 plus ongoing monthly fee $100-$1,000 (negotiable)
Account minimum: $5,000 Fee-only: Ongoing Financial Planning: $100-$1,000 per month; Project-Based Financial Planning: $1,000 - $12,000 fixed fee; Hourly Financial Planning: $300 per hour
808 3 Rd Ave S, Ste 301
Fargo, ND 58103
Minnesota · North Dakota
Mark Breker Farms
2023 - Present (3 years)
Cultivate Financial LLC
2022 - Present (4 years)
Mass Mutual Life Insurance Company
2021 - 2022 (1 year)
Mass Mutual Investors Services
2021 - 2022 (1 year)
Bank of America, N.A.
2019 - 2021 (2 years)
Merrill
2019 - 2021 (2 years)
Alloway Standard Industries
2014 - 2018 (4 years)
MJ Breker & Associates, LLC
2013 - 2019 (6 years)
North Dakota State University
2004 - 2017 (13 years)
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Insurance agent
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Lawyer
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Other specialized services
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