Advisor at Kostrzewski, Mark Benedict
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Firm
Kostrzewski, Mark Benedict
Location
Buffalo, NY 14201
Credentials
ChFC®, Series 63
Industry experience
30 years
Mark Kostrzewski is the sole advisor at Kostrzewski, Mark Benedict, holding the ChFC® and Series 63 designations with 30 years of industry experience. He has operated his own advisory practice since 1980. Outside of financial advising, he serves as a managing partner and general partner in oil and natural gas production ventures based in Buffalo, NY. The firm provides advisory referral services primarily to individual clients, including high-net-worth individuals, by referring them to an unaffiliated SEC-registered investment adviser for portfolio management. Kostrzewski evaluates client circumstances to determine the suitability of the referral but does not directly manage client assets or make independent investment recommendations.
120 West Tupper Street, Suite 103
Buffalo, NY 14201
New York
Mark B. Kostrzewski & Associates, Inc.
1980 - Present (46 years)
Mark B. Kostrzewski, Sole Proprietor
1980 - Present (46 years)
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Free Time Financial LLC
I'm a retirement focused advisor with over 10 years of experience. I specialize in tax-efficient retirement planning and investment management for those that are retired or within a few years of retiring, all for a flat annual fee. I launched Free Time Financial in March 2025 after spending 10 years working for a Registered Investment Advisor firm who provided tax-efficient retirement planning, but charged for the service based on how large your investment accounts were. That model never made sense to me, and I finally left to build a firm on my own terms, where I could take wonderful care of a smaller number of families and charge them based on the complexity of the service and not on how wealthy they are.
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