Advisor at Regal Oak Financial, LLC
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Regal Oak Financial, LLC
Location
Frankfort, IL
Credentials
CFP®, Series 66
Industry experience
14 years
Lyman Howell is a CFP® professional with 14 years of industry experience, currently serving as the sole advisor at Regal Oak Financial, LLC since 2016. He has also operated as an independent financial consultant under his own name since 2014. Outside of his advisory work, Howell provides consulting to a nonprofit organization developing a business incubator and small loan program for micro-businesses. Regal Oak Financial is an independent advisory firm offering comprehensive financial and investment planning services to individuals, business owners, high-net-worth clients, and nonprofit organizations. The firm emphasizes goal-setting, client-accessible financial plans, and investment strategies focused on low-cost funds, with a particular focus on nonprofit and charitable clients and ongoing client education.
Based on Regal Oak Financial, LLC
$75 per month for monthly planning subscription; $600 flat fee for comprehensive financial plan
$100,000 - $250,000: 0.8% $250,001 - $500,000: 0.6% $500,001+: 0.4%
$150 per hour for advisory services
Account minimum: $100,000 Fee-only: Flat fee of $150 per hour for advisory services, including financial planning and portfolio management; $75 per month for monthly planning subscription; $600 flat fee for comprehensive financial plan (about 8 hours of work).
Frankfort, IL
Illinois
Regal Oak Financial LLC
2016 - Present (10 years)
Lyman C. Howell
2014 - Present (12 years)
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Is not active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
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Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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