Lyle Cole

Bradley Cole is a CFP® professional with four years of industry experience, currently serving at BCO Wealth Management, LLC. His prior roles include positions at The Vanguard Group, Inc. and Lincoln Investment. Outside of his advisory work, he serves as a board member for the Carlsbad Chamber of Commerce and Carlsbad Prep Academy. BCO Wealth Management provides portfolio management, pension consulting, and financial planning for individuals, high-net-worth clients, pension and profit-sharing plans, and charitable organizations, managing approximately $300 million across more than 500 client relationships. The firm customizes investment policies for clients and employs fundamental analysis, modern portfolio theory, and quantitative methods, utilizing tools such as long-term trading, direct indexing, and third-party adviser selection.

Michael Ciklin is a financial advisor with Perini Capital, holding a Series 65 credential and 11 years of industry experience. He has been with Perini Capital since 2014. Perini Capital is an SEC-registered investment adviser managing private pooled funds, separately managed accounts, and serving as sub-adviser to private funds and a registered interval fund. The firm focuses on total-return strategies in non-investment grade and non-agency mortgage-backed securities, credit-driven special situations, and selected equity investments, employing both active trading and buy-and-hold approaches.

John Overstreet is a managing member and financial advisor at BCO Wealth Management, LLC with 27 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Lincoln Investment and Capital Analysts Inc. Outside of his advisory role, he serves on committees at First Methodist Church in Carlsbad, NM. BCO Wealth Management provides portfolio management, pension consulting, and financial planning services to individuals, high-net-worth clients, pension and profit-sharing plans, and charitable organizations. The firm employs a tailored investment approach using fundamental analysis, modern portfolio theory, and quantitative methods, implementing strategies through third-party platforms.

Michael Perini is a CFA® charterholder with 15 years of industry experience. He is currently with Perini Capital, where he has worked since 2011. Perini Capital is an SEC-registered investment adviser managing private pooled funds, separately managed accounts, and serving as sub-adviser to private and registered interval funds. The firm focuses on total-return strategies in non-investment grade, non-agency mortgage-backed securities and credit-driven special situations, employing both active trading and buy-and-hold approaches.

Joann Trevino is a financial advisor at Iron Oak Capital Management with three years of industry experience. She holds a Series 66 designation and previously worked at Morgan Stanley Smith Barney LLC, CVS, Century Bank, and Albertson's Market Pharmacy. Outside of her advisory role, Trevino serves as a Temporary Director of Advancement for Southeast New Mexico College, managing donor funds and recordkeeping. Iron Oak Capital Management serves individuals, trusts, estates, charitable organizations, and business entities by providing portfolio management, financial planning, and consulting. The firm manages approximately $13 million for about 40 clients, using a range of investment strategies and offering a broad menu of planning services beyond typical retail advisory offerings.