Advisor at Kilcullin Financial Life Planning, LLC
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Kilcullin Financial Life Planning, LLC
Location
Moscow Mills, MO
Credentials
CFP®
Industry experience
13 years
Lesley Kilcullin is a CFP® professional with 13 years of industry experience, currently serving as the sole advisor at Kilcullin Financial Life Planning, LLC since 2015. The firm manages approximately $57.9 million across about 111 client relationships, providing comprehensive financial planning, investment consultation, portfolio management, and retirement-plan rollover advice. Kilcullin Financial Life Planning employs a long-term, buy-and-hold investment approach grounded in Modern Portfolio Theory, focusing on diversified, tax-efficient, low-cost mutual funds, ETFs, and individual securities, primarily managing assets on a nondiscretionary basis. The firm also offers educational workshops and assists clients with accounts maintained at other custodians.
Based on Kilcullin Financial Life Planning, LLC
Based on Kilcullin Financial Life Planning, LLC
Flat annual fee for ongoing financial planning and portfolio management services ranging from $1,500 to $20,000 per year
$225 per hour billed in 15-minute increments
Fee-only: Flat annual fee ranging from $1,500 to $20,000 per year, charged quarterly in arrears; hourly fees at $225 per hour for limited financial planning engagements
Moscow Mills, MO
Illinois · Louisiana · Missouri
Kilcullin Financial Life Planning, LLC
2015 - Present (11 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is not active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
ChFC®, Series 63
O' Fallon, MO
JM Lotshaw Consulting
CFP®, Series 63, Series 65
Lake St. Louis, MO
Wealth Ambassadors, LLC
Series 65
Lake St Louis, MO
Tiburon Capital Advisors LLC
CFP®, Series 63
O'fallon, MO
B & B Financial Planning Co., Inc.
Series 63, Series 65, Series 66
Wentzville, MO
Belmont Private Wealth
Series 66
Lake Saint Louis, MO
The Wealth Collaborative
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")