user avatar

Kristopher Gallow

Advisor at Ghost Strategies LLC

Updated today
Ghost Strategies LLC logo

Firm

Ghost Strategies LLC

Location

San Antonio, TX

Credentials

Series 65

Industry experience

2 years

About

Kristopher Gallow is the sole advisor at Ghost Strategies LLC, an independent firm based in San Antonio, TX. He holds a Series 65 designation and has one year of industry experience. Prior to founding Ghost Strategies in 2023, he worked at Torres Financial Services Inc. and currently holds a role at Toast Inc., a software company where he serves as an Operations Specialist. Ghost Strategies LLC provides portfolio management and investment advisory services to individual clients. The firm operates as a small, solo practice with approximately $1.0 million in assets under management, combining portfolio management with underwriting experience to inform investment analysis.

Client services

Based on Ghost Strategies LLC

Financial planning Portfolio management

Expertise

Based on Ghost Strategies LLC

Wealth management

Fee options

Fixed

Portfolio performance reports charged at $200 per report.

Percentage

$5,000 - $100,000: 1.25% $100,001 - $200,000: 1.00% $200,001 - $500,000: 0.80% $500,001 - $1,000,000: 0.50%

Project-based

Financial planning and consulting fees at $75 per hour.

Other

Account minimum: $5,000 Fee-only: Financial planning fees charged hourly at $75 per hour; $200 for portfolio performance reports requested.

Location

San Antonio, TX

Most active in

Texas

Work history

Ghost Strategies LLC

2023 - Present (3 years)

Toast Inc.

2021 - Present (5 years)

Torres Financial Services Inc.

2017 - 2021 (4 years)

UTSA Campus Recreation

2014 - 2017 (3 years)

Student

2013 - 2017 (4 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

user avatar

John N

Series 63

San Antonio, TX

The Legacy Collaborative, Inc.

Business succession planning Charitable giving & philanthropy Wealth management Founder/Business Owner

Tess D

CFP®

San Antonio, TX

Complete View Financial LLC

Hello, I'm Tess Downing. I am the founder and lead financial advisor of Complete View Financial LLC, a fee-only financial planning firm serving individuals and families who are either retired or nearing retirement. We are retirement-focused and specialize in planning and collaborating with retirees to make the most of their financial journey. We want to partner with you in your journey by helping you set financial goals and empowering you with the financial knowledge you need for success through transparent and honest guidance. Our mission is to provide clients with peace of mind regarding their financial picture so they are able to focus on the things that matter most to them. Since our inception, we have spent numerous hours collaborating with those preparing for retirement and current retirees to better understand the true concerns, aspirations, and desires that lie ahead for late adulthood. I have been named to the Investment News list of “40 Under 40” which features the best professionals among the financial advice industry’s up-and-comers. I have also been repeatedly recognized in Northern Virginia Magazine’s list of Top Financial Advisors. I earned my Master of Business Administration degree from Texas Tech University. I also graduated magna cum laude with a Bachelor of Science in Personal Financial Planning from TTU. Before founding Complete View Financial, I worked in the fee-only financial planning and investment management industry with highly reputable firms on the East Coast. On a personal note, when I am not working with clients, I am with my family, my husband and two daughters. We have our hands full and typically have busy weekends with swim parties, ballet, family visits, and movie nights. We love to travel and are now hoping to pass on that passion to our children. When I do manage to escape for a night, I enjoy trying the best new restaurants which then necessitates being a body pump fanatic at my local gym.

Passive / index investing Established Professionals Baby Boomers (Born 1946-1964)
user avatar

Kyle M

CFP®, Series 66

San Antonio, TX

Kapela

Passive / index investing Active portfolio management
user avatar

Zachary W

Series 65

San Antonio, TX

Oakridge Financial Planning LLC

General retirement planning Income planning Cash flow / budgeting Debt management College savings (529s, UTMA, etc.)
user avatar

Bryce C

Series 65

San Antonio, TX

Bentwood Investment Advisory

Options & derivatives strategies Real estate investing Founder/Business Owner
user avatar

Michael W

Series 65

San Antonio, TX

Kehlet Capital Management, LLC

Concentrated stock management
Warmer team member

Not sure where to start?

We'll help you think it through – whether you ultimately need an advisor or not.

Call (201) 292-4557

Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.

By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev

© 2026 Warmer Holdings Inc. ("Warmer")