Kimberly Foster
Advisor at Lfa
Updated today
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
About
Kimberly Foster is a financial advisor with Lfa, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. She has been with Laraway Financial Advisors, Inc. and Cambridge Investment Research Inc. since 2014. Foster is also an independent insurance agent through Laraway Insurance Service Inc. Lfa is an SEC-registered advisory firm managing approximately $309 million for about 473 clients across three offices. The firm serves individuals, including high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses with a model-driven investment approach that includes discretionary and non-discretionary portfolio management and financial planning.
Expertise
Based on Lfa
Wealth management
Retirement plans for business owners (SEP, solo 401k)
General retirement planning
Fee options
Fixed fees for financial planning: $1,500 for comprehensive plan, $750 for partial plan
$0 - $1,000,000: 1.50% annually $1,000,001 - $5,000,000: 0.50% annually $5,000,001+: 0.25% annually
Separate commission-based compensation for securities and insurance products through affiliated registered representatives and insurance agents
Hourly fees for financial planning starting at $150 per hour
Account minimum: $25,000 Fee-only: Financial planning fixed fees: $1,500 comprehensive, $750 partial; hourly fees starting at $150/hour
Location
1219 33 Rd Street South
St. Cloud, MN 56301
Most active in
Kimberly F has reported serving >5 clients in these states in the last 12 months.
Minnesota
Work history
Laraway Financial Advisors, Inc.
2014 - Present (12 years)
Cambridge Investment Research Inc
2014 - Present (12 years)
Disclosures
Disclosures include customer complaints, regulatory actions, employment terminations, bankruptcies, and certain legal protections.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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