Kevin Wray
Advisor at Insight Folios
Updated today
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Location
Pinconning, MI 48650
Credentials
Series 63, Series 65
Industry experience
11 years
About
Kevin Wray is a financial advisor at Insight Folios with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Insight Folios since 2017, following a two-year tenure at Beacon Capital Distributors Inc. He also operates Kevin Wray Financial Services, through which he has been involved in insurance and annuity sales since 1996. Insight Folios provides portfolio management and financial planning primarily for individual and high-net-worth clients, as well as ERISA plan consulting and participant advisory services. The firm serves other registered investment advisers through sub-advisory relationships and employs a team-based approach supported by proprietary planning software and artificial intelligence tools.
Client services
Based on Insight Folios
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Expertise
Based on Insight Folios
Tax-loss harvesting
Retirement income strategy
Annuities
Wealth management
Fee options
Financial planning fixed fees typically range from $2,500 to $5,000
$0 - $999,999: 2.59% $1,000,000 - $1,999,999: 2.45% $2,000,000 - $4,999,999: 2.30% $5,000,000+: Negotiated
Certain advisors are licensed to accept commissions for sale of investment products; commissions are disclosed and clients may decline
Typically $250 per hour for financial planning services
Minimum fee: Financial Planning fixed fees typically range from $2,500 to $5,000; hourly fee is $250/hour
Location
105 W 3rd, Po Box 658
Pinconning, MI 48650
Most active in
Kevin W has reported serving >5 clients in these states in the last 12 months.
Michigan
Work history
Insight Folios
2017 - Present (9 years)
Beacon Capital Distributors Inc.
2015 - 2017 (2 years)
Kevin Wray Financial Services
1996 - Present (30 years)
Disclosures
Disclosures include customer complaints, regulatory actions, employment terminations, bankruptcies, and certain legal protections.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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