Kayla Smith

Scarlett Chapman is a Financial Advisor at Merrill Lynch Wealth Management. She specializes in working with business owners, executives, families, and individuals to address complex financial needs and help clients achieve their financial goals. Her expertise includes education planning, family wealth management strategies, services for endowments, foundations, and non-profits, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. Scarlett holds a Bachelor's Degree from the University of Mississippi and maintains the Personal Investment Advisor (PIA) designation. She is committed to understanding her clients' investment objectives and providing tailored strategies that reflect their unique ambitions and priorities. In addition to her professional work, Scarlett is actively involved in her community. She serves on the Iredell Health Foundation Professional Advisory Council, is a board member of Power Cross Ministries, participates in the Rotary Club of Greater Statesville, and serves as the Volunteerism Chairwoman for the Merrill Lynch Charlotte Women's Exchange. Her personal interests include cooking, gardening, golfing, horseback riding, interior decorating, music, reading, singing, spending time with her family, and watching movies.

Russell Winthrop serves as an Associate Resident Director at Merrill, where he focuses on connecting clients with the people, plans, and processes that align with their individual financial objectives. In his role, he supports clients in addressing a variety of personal goals, including education funding, retirement planning, and managing potential health care costs. Russell holds the Personal Investment Advisor (PIA) designation and earned his Bachelor's Degree from the University of North Carolina System. He emphasizes simplicity and transparency in wealth planning to help clients navigate investment complexities and work toward their long-term family goals.

Deneen Wells is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in personalized wealth management strategies. She focuses on helping clients pursue their financial goals through customized plans tailored to personal retirement planning, small business strategies, women and wealth, tax minimization, and retirement income. Deneen holds a Bachelor's and a Master's degree from Appalachian State University and carries multiple professional designations, including Certified Exit Planning Advisor (CEPA), Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She is active in her community, participating in organizations such as Circle of Giving, Greater Statesville Chamber of Commerce, North Iredell Raiders Capital Improvements Club, Performing Arts Live Iredell, and Statesville Woman's Club. In her personal time, Deneen enjoys cooking, football, hiking, reading, soccer, spending time with her family, and traveling.