Kathryn Bernatchez

Sage Duguay is a financial advisor at Wealthy With Intention with a Series 65 credential and no prior industry experience. He has worked as a consultant analyst for ResourceWise, providing data analysis and strategic consulting in the pulp and paper industry, and owns a separate business offering general financial education seminars. Wealthy With Intention provides fee-only financial planning services to individuals and high-net-worth clients through project-based and ongoing engagements. The firm does not manage investments or take custody of assets but offers investment recommendations tailored to clients’ risk tolerance and time horizon, using a mix of passive and active strategies.

Abigail Genovese is a financial advisor at Tonge Investments in Belgrade, ME, holding a Series 65 designation with over a decade of professional experience. Her background includes ten years with the Central Intelligence Agency and a year at Fidelity Investments. Tonge Investment Services provides fee-based portfolio management for individual investors, pension plans, trusts, and retirement plans, using discretionary strategies that incorporate technical analysis, derivatives, and leveraged ETFs to guide asset allocation and enhance income-oriented accounts.

Richard Tonge is the sole advisor at Tonge Investments in Belgrade, ME, holding Series 63 and Series 65 licenses with 46 years of industry experience. He has operated Tonge Investment Services since 1997. He also maintains an insurance license to sell and manage annuities. Tonge Investment Services provides fee-based portfolio management for individual investors, pension plans, trusts, and retirement plans, using discretionary strategies that include equities, mutual funds, ETFs, options, and bonds. The firm primarily employs technical analysis, such as point-and-figure charting and relative strength, to guide asset allocation and utilizes derivatives and leveraged ETFs selectively within client objectives.

Ronald Merrill is a financial advisor at Prosperity Wealth Management, Inc. with 40 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Fortune Financial Services, Inc., Voya Financial Advisors, Securities America Advisors, Inc., and Wall Street Financial Group. Merrill is also an independent insurance agent specializing in fixed insurance products. Prosperity Wealth Management serves individual and high-net-worth clients, as well as trusts, estates, and pension/profit-sharing plans, providing asset management, financial planning, and consulting services. The firm manages approximately $442 million for about 1,600 clients and employs a multi-method investment approach that includes fundamental, technical, charting, and cyclical analysis, with ongoing oversight of recommended third-party managers.

Anima Nikonthet is a CFP® professional with one year of experience at Encompass More Asset Management LLC. She has a background that includes roles at PricewaterhouseCooper LLC and operates Anima CPA, where she provides tax services as a director. Additionally, she owns and manages several restaurants, including Asian Cafe, Asian Noodle Bowl, and Splash of Thai, overseeing daily operations, marketing, human resources, and financial management. Encompass More Asset Management LLC serves individual and high-net-worth clients, offering discretionary portfolio management, financial planning, and access to private placements. The firm employs a model-based investment approach combining quantitative, qualitative, and fundamental analysis, and manages approximately $582 million for around 4,000 clients.

Stephanie Fecteau is a financial advisor with Valic Financial Advisors, holding Series 63 and Series 66 licenses and bringing six years of industry experience. She previously worked at MainePERS for 26 years and has been an agent with Agia since 2022. Outside of her advisory role, she serves as treasurer for the Central Maine Babe Ruth League and is an independent beauty consultant for Mary Kay, Inc. Valic Financial Advisors primarily serves U.S. individual investors, including high-net-worth clients, and offers discretionary managed-account programs, financial planning, and brokerage services. The firm uses Envestnet-developed UMA models to construct client portfolios and operates at scale with over 1,200 advisors.