Karyn Smith
Advisor at Smith CFP, Karyn
Updated today
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Smith CFP, Karyn
Location
Normal, IL 61761
Credentials
CFP®, Series 63, Series 65
Industry experience
6 years
About
Karyn Smith is a CFP® professional with six years of experience, currently serving as the sole advisor at Smith CFP, Karyn. She has been a vice president and treasurer of Rk Consulting, a computer consulting and tax services firm, since 1998. In addition to her financial advisory work, she teaches an online class at Olivet College and serves as a trustee on the Normal Town Council. Smith CFP, Karyn provides portfolio management and financial planning services to individual clients, focusing on asset allocation supported by various analytical methods. The firm operates with investment discretion under limited power of attorney while clients retain ownership of their securities, and it integrates accounting and insurance services through its affiliations.
Client services
Based on Smith CFP, Karyn
Financial planning
Portfolio management
Insurance products
Expertise
Based on Smith CFP, Karyn
General retirement planning
Long-term care insurance
Cash flow / budgeting
General tax planning
Fee options
Flat fee of $1,000 for comprehensive financial plans
$0 - $500,000: 1.00% annually $500,000 - $1,000,000: 0.75% annually $1,000,000+: 0.50% annually
Account minimum: $100,000 Minimum fee: Minimum annual fee of $1,000 Fee-only: Advisory fees only; no commissions, 12b-1 fees or other forms of compensation received.
Location
1106 Sheridan Road
Normal, IL 61761
Most active in
Karyn S has reported serving >5 clients in these states in the last 12 months.
Illinois
Work history
Karyn Smith CFP
2022 - Present (4 years)
Rk Consulting
1998 - Present (28 years)
Disclosures
Disclosures include customer complaints, regulatory actions, employment terminations, bankruptcies, and certain legal protections.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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