Karen Shute

Alexander Fratti is the founder and sole advisor of Fratti Investment Management, holding the CFA® designation along with Series 63 and 65 licenses. He has three years of industry experience with prior roles at RKL, Boyer & Ritter, Alvarez & Marsal, VRC, and Wells Fargo. Outside of investment management, Fratti provides management consulting services to private businesses through a separate consulting practice. Fratti Investment Management offers investment supervisory services primarily through separately managed private accounts. The firm employs a bottom-up fundamental research approach focused on concentrated equity positions, including small- and micro-cap securities, targeting investments with potential to appreciate approximately 100% over three to five years.

Nicholas Phelps is a CFP®-certified financial advisor at Phelps Financial Advisors with 15 years of industry experience. He has operated his independent advisory firm since 2011, serving clients from State College, PA. Phelps Financial Advisors provides comprehensive, fee-only financial planning to individuals and families, including high-net-worth clients and small business owners. The firm emphasizes fundamental analysis and strategic asset allocation with a long-term, buy-and-hold approach, focusing on low-cost mutual funds and ETFs, and uses an hourly, fixed-fee, or retainer billing model without asset-based fees or commissions.

Curtis Borden is the sole advisor at Borden Portfolio Management in Bellefonte, PA, holding a Series 66 designation and with 27 years of industry experience. He has a background that includes financial analysis for international development agencies and foreign governments. Borden Portfolio Management serves individual investors with at least $50,000 to invest, offering discretionary portfolio management focused on asset allocation and balanced portfolios grounded in academic research. The firm provides regular performance reporting and emphasizes capital protection through weekly account reviews and quarterly client reports.

Mary Chuhinka Kurtz is a financial advisor with TLC Group Investment Advisors, LLC in State College, PA, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. She has worked at Leigh Baldwin & Co., LLC and TLC Group Investment Advisors since 2006. Outside of advising, she is the sole owner of Leeward Wealth Inc., a fixed insurance and annuities business. TLC Group Investment Advisors provides investment management and consulting services to individuals, pension plans, trusts, charitable organizations, and businesses. The firm uses a combination of fundamental and technical analysis along with due diligence of third-party managers to manage client portfolios across various asset classes.

Kristen Coombs is a CFP® with 22 years of industry experience, currently serving as a financial advisor at Invested Advisors. She previously worked at H. Beck, Inc. for seven years before founding Kristen Coombs Financial Advisors. Outside of her advisory role, she oversees an investment trust account as a trustee and is involved in insurance sales, including non-variable insurance and fixed annuities. Invested Advisors provides financial planning, investment management, and retirement-plan consulting to individuals, high-net-worth clients, and businesses. The firm emphasizes goal-driven portfolio construction tailored to each client’s objectives and time horizon, often utilizing independent third-party managers and specialist strategies.

Blair Hefkin is a CFP® with five years of industry experience, currently serving at Invested Advisors. His prior roles include positions at Kristen Coombs Financial Advisors, H. Beck, Inc., Home Advisor, and Liberty Sport. Invested Advisors provides financial planning, investment management, and retirement-plan consulting to individuals, high-net-worth clients, and businesses. The firm focuses on individualized, goal-driven portfolio construction and utilizes third-party managers and specialist strategies as appropriate.