Advisor at Commonwealth Financial Network
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Commonwealth Financial Network
Location
Bagley, MN 56621
Credentials
ChFC®, Series 63, Series 65
Industry experience
23 years
Joseph Lavine is a financial advisor with Commonwealth Financial Network holding the ChFC® designation and Series 63 and 65 licenses. He has 23 years of industry experience and has worked at firms including Sundquist & Associates Financial Services, Investment Centers of America, and Red Letter Financial Group. Lavine also engages in fixed insurance sales as an additional business activity. Commonwealth Financial Network is a registered investment adviser that supports a national network of approximately 2,950 advisors through a variety of advisory programs and services, including wealth management and retirement plan consulting. The firm provides operational, trading, technology, compliance, and practice-management support, while its Investment Management and Research team manages discretionary model portfolios.
Based on Commonwealth Financial Network
Based on Commonwealth Financial Network
Flat or fixed fees available for consulting services, including wealth management, retirement plan consulting, and HSA consulting.
$0 - $750,000: 2.25% $750,000 - $1,000,000: 2.00% $1,000,000 - $2,000,000: 1.75% $2,000,000+: 1.50%
Advisors may receive commissions on securities transactions and insurance products; additional transaction charges may apply in certain programs.
Up to $500 per hour for consulting services.
Account minimum: $1,000 Fee-only: Annual fees negotiable; fees based on percentage of assets under management; no performance-based fees.
104 Main Ave N
Bagley, MN 56621
Minnesota · Texas
Red Letter Financial Group, Inc.
2025 - Present (1 year)
Commonwealth Financial Network
2017 - Present (9 years)
Invest Forward
2017 - 2026 (9 years)
Investment Centers of America
2013 - 2017 (4 years)
Sundquist & Associates Financial Services
2000 - 2017 (17 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Is not active or affiliated with:
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
CFP®, Series 66
Bagley, MN
The Fiduciary Alliance
Series 65
Bagley, MN
The Fiduciary Alliance
Series 66
Bagley, MN
Commonwealth Financial Network
Series 63, Series 66
Bagley, MN
Commonwealth Financial Network
CFP®, Series 63, Series 65
Bagley, MN
Commonwealth Financial Network
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