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John Moynihan

Advisor at Waterstone Wealth Advisors, LLC

Updated today

Location

Somerset, NJ

Credentials

CFP®, Series 63

Industry experience

23 years

About

John Moynihan is a Certified Financial Planner (CFP®) with 23 years of industry experience. He has been with Waterstone Wealth Advisors, LLC since 2006. Waterstone Wealth Advisors is an independent, fee-only firm serving individuals, high-net-worth clients, business entities, pension and profit-sharing plans, and charitable organizations. The firm uses a blend of fundamental, technical, and cyclical analysis across various investment strategies and maintains a cautious approach to digital assets.

Client services

Based on Waterstone Wealth Advisors, LLC

Financial planning Portfolio management

Fee options

Fixed

Generally range between $5,000 and $25,000 for financial planning and consulting services

Percentage

$0 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.75% $2,000,001 - $4,000,000: 0.45% $4,000,001 - $6,000,000: 0.30% $6,000,001+: 0.25%

Project-based

Generally $350 per hour for financial planning and consulting services

Other

Account minimum: $300,000 Minimum fee: $3,000 annual minimum fee (implied from $300,000 minimum at 1.00%) Fee-only: Investment advisory services charged on percentage of assets under management basis; financial planning and consulting fees charged separately as negotiable hourly or fixed fees

Location

Somerset, NJ

Most active in

New Hampshire · New Jersey · New York · Pennsylvania · Texas

Work history

Accretive Wealth Advisors LLC

2026 - Present (1 year)

Waterstone Wealth Advisors, LLC

2006 - Present (20 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Damian M

Series 63, Series 65

North Plainfield, NJ

Hillgate Financial, LLC

Damian Mbadugha is the sole advisor at Hillgate Financial, LLC, a New Jersey-registered investment adviser. He holds Series 63 and Series 65 licenses and has 13 years of industry experience. In addition to his advisory role, he is registered as a commodities trading advisor, and works as an insurance agent and tax preparer, focusing on research during weekends. Hillgate Financial provides discretionary investment supervisory services to individuals, trusts, and estates, applying modern portfolio theory to build diversified portfolios primarily using passively managed funds and ETFs. The firm emphasizes tax-aware strategies and manages a historically significant asset base with a focus on individualized client portfolios.

Passive / index investing
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Robert G

CFP®, CFA®

Hopewell, NJ

Roche Financial Partners LLC

Robert Gregov is a CFP® and CFA® with 21 years of experience in financial advising. He has been with Roche Financial Partners LLC since 2004. Roche Financial Partners LLC is an independent firm providing continuous financial oversight and discretionary investment management to individual clients and their families. The firm employs a diversified, tax-aware asset allocation strategy using low-cost index funds and incorporates derivatives in separately managed accounts to manage risk, with portfolios tailored to client specifications.

Wealth management General retirement planning Cash flow / budgeting
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Jerrold T

Series 65

Highland Park, NJ

Parkview Capital Management

Jerrold Trub is a financial advisor at Parkview Capital Management with 19 years of industry experience. He holds a Series 65 designation and has worked at the New York Metropolitan Transit Authority since 1993, where he serves as a Director of a business unit conducting operational reviews. Parkview Capital Management primarily serves individual clients, offering discretionary investment advisory services along with financial planning and consulting. The firm’s investment approach centers on fundamental equity analysis supplemented by option-based overlays, including the use of LEAPS and covered-call writing, which is a distinguishing feature of their portfolio management.

Options & derivatives strategies Active portfolio management
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Nitin A

Series 65

Bridgewater, NJ

GA Advisors LLC

Nitin Apte is a financial advisor at GA Advisors LLC in Bridgewater, NJ, with eight years of industry experience. He holds a Series 65 designation and previously worked at Azul Systems Inc and Credit Carbon Inc for seven years each. He serves as Chair of the Investment Committee for the nonprofit organization Marathi Vishwa of New Jersey. GA Advisors LLC provides personalized investment advice and discretionary portfolio management to individual clients, focusing on global equity and fixed income markets. The firm employs an asset-allocation model adjusted for market conditions, utilizing mutual funds, ETFs, and occasionally individual securities, along with options trading, supported by regular research and account monitoring.

Wealth management Active portfolio management Retirement income strategy College savings (529s, UTMA, etc.)
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Chingtai H

Series 66

Princeton, NJ

Acorn Asset Management LLC

Chingtai Hung is a financial advisor with Acorn Asset Management LLC, holding a Series 66 designation and 25 years of industry experience. Prior to founding Acorn Asset Management, Hung spent 20 years with Cambridge Investment Research and its affiliate. Outside of advisory work, Hung holds leadership roles in tax and consulting services and serves as a certified swim official for USA Swimming. Acorn Asset Management provides discretionary asset management and investment advisory services to institutional clients and retirement plan sponsors, as well as financial planning and consulting for individual and high-net-worth clients. The firm employs fundamental analysis to implement long-term, income-oriented investment strategies tailored to client objectives, and offers a wrap-fee program alongside pension consulting and plan-sponsor advisory services.

Charitable giving & philanthropy Retirement plans for business owners (SEP, solo 401k) Business Financial Management Cash flow / budgeting
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Bryan Z

CFP®, Series 63, Series 65

Flemington, NJ

Hearthstead Financial, LLC

Bryan Zegar is a CFP® professional with six years of experience in the financial services industry. He is the principal advisor at Hearthstead Financial, LLC, where he has worked since 2025. Prior to this, he spent seven years at Ameriprise and AMERIPRISE FINANCIAL SERVICES, Inc. Outside of finance, he is involved with Allshapes Bonsai Nursery, where he assists with inventory management, customer support, and technology. Hearthstead Financial is a registered investment adviser that provides investment management and financial planning services to individuals, high-net-worth clients, and businesses. The firm employs a mixed-methods investment approach combining fundamental and charting analysis with mutual fund and ETF evaluation, focusing on both passive and active strategies implemented on a non-discretionary basis.

Business ownership considerations Business exit / sale strategy Cash flow / budgeting College savings (529s, UTMA, etc.) General estate planning guidance Founder/Business Owner
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